Archived
If a consumer filed a chapter 7 and never reaffirm and get full discharged. Is this person still liable for debt.
Derek's answer
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Answered on February 12, 2018
The debtor's personal liability for the debt on the second mortgage but the lien that the second mortgage created on the house remains. You can...
Archived
Mortgage proof of claim?
Derek's answer
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Answered on February 12, 2018
I'm sorry but your question does not make much sense. The mortgage servicer/mortgage company is only required to file a Proof of Claim at the...
Archived
I need help filing bankruptcy but I can't afford to file can you help me in wfiling bankruptcy with my mortgage with Vandervilt?
Derek's answer
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Answered on February 12, 2018
We are not allowed to respond to this type of direct solicitation by the rules we agree to abide by when we sign up to answer questions on AVVO. ...
Archived
How can I protect myself when someone I co-signed a loan for files for banruptcy?
Derek's answer
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Answered on February 12, 2018
Unfortunately, you are on the hook for this debt if your son has filed bk. This is exactly why I never recommend anyone co-sign for anything for...
Is a VA Retroactive Award Protected in Chapter 7?
Derek's answer
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Answered on February 12, 2018
You really need to retain an attorney to make sure your interests are protected. VA benefits are exempt under federal law but you have to properly...
Archived
My mom is going to pay online from her checking account to my credit cards 50,000 ,will she be taxed?
Derek's answer
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Answered on February 12, 2018
Your mother will have to file a gift tax return on any gift that exceeds $14,000 per recipient in any one year. She can take advantage of a one...
Archived
Income Tax: Do I pay income tax on previous debt obligations that are discharged in Chapter 7 bankruptcy
Derek's answer
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Answered on February 11, 2018
The debts for past years wherein you did not include the proper income is not dischargeable and you're gonna have to pay it or work something out...
Archived
Is there any lengths of time that mortgage company needs to foreclose on a home after bankruptcy? ?
Derek's answer
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Answered on February 10, 2018
You need to consult with a local bankruptcy attorney. You may have a statute of limitations defense, but you may not and if you don't you will be...
Archived
Is there a specific attorney that can help me with a Foreclosure Debt Verification claim?
Derek's answer
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Answered on February 10, 2018
AVVO's rules we agree to when we sign up to answer questions on this site say we cannot directly respond to this kind of solicitation. You need to...
Why did the judgement lien remain on property after chapter 13 bankruptcy?
Derek's answer
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Answered on February 10, 2018
Judgment liens are not removed in bankruptcy unless you either pay them off through your ch13 plan or file a motion to avoid the judgment lien to...
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