Archived
What is the best plan of action with an ex-partner who has taken no responsibility for credit card debt that is now suing me?
Derek's answer
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Answered on August 26, 2019
If the amount in questionis significant and you have significant other financial issues, filing Ch7 may well be a cost effective...
Archived
Missed item on bankruptcy?
Derek's answer
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Answered on August 26, 2019
Discharging student loans is very difficult but possible. You'd need to reopen your bankruptcy then file an adversary proceeding against the lender...
What does z pending mean in a ch 13?
Derek's answer
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Answered on August 26, 2019
Different trustees use different coding schemes so the best way to verify what this particular notation means would be to call the trustee or an...
Archived
Can I include charges I made as an authorized user on a credit card in bankruptcy?
Derek's answer
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Answered on August 26, 2019
Ms Coleman is absolutely correct. Your filing bankruptcy will not affect the primary card holder of responsibility for the debt and there is no way...
Can the trustee force us to sell our home to pay our unsecured debts in chapter 13?
Derek's answer
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Answered on August 26, 2019
I suspect you filed your chapter 13 without an attorney. A competent attorney would've warned you this was not only possible but likely. All states...
Archived
Can I get my name taken off a car loan that i co-signed when I was with my GF/fiance?
Derek's answer
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Answered on August 24, 2019
Unfortunately, no you can't get your name off the loan unless she refinances the car in her own name. Sounds like that's unlikely. Depending on...
Archived
I reaffirmed on car now I want to turn it in after discharge. Can I?
Derek's answer
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Answered on August 24, 2019
You can rescind the reaffirmation agreement within the later of discharge or 60 days of the date of the entry of the reaff on the docket. To do so...
Archived
I sold my home in TX in June ‘19. I moved right after to IL. I will use TX exemptions but in which state do I obtain counsel?
Derek's answer
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Answered on August 23, 2019
You should retain an attorney in the state in which you reside at the time you file bankruptcy.
Archived
Can you explain a BK Chapter 7, "Priority Claims" after closing of BK?
Derek's answer
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Answered on August 23, 2019
Yes, he still owes you the money. Once his case closes and the stay expires, you can seek to make him pay the amount owed including by taking him...
Archived
Hello I received a motion to dismiss my chapter 13 due to not turning taxes return in can it b stopped
Derek's answer
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Answered on August 23, 2019
Send the trustee a copy of your tax return and you should be fine.
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