Archived
Below median income. Plan was for 5 years but 3 year commitment. Do I have to pay the remaining 2 years to unsecured debts?
Derek's answer
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Answered on August 29, 2019
There is no way to answer your question without reviewing your plan and the claims filed. If you have an attorney you should discuss this with your...
Archived
Will i get a third deduction
Derek's answer
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Answered on August 28, 2019
In my district the trustee figures out how much the plan payments total over the course of a year then divide that figure by the number of...
Will my workman’s comp settlement become apart of my bankruptcy.
Derek's answer
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Answered on August 28, 2019
Whether your worker's comp claim/settlement will be taken by your bankruptcy trustee depends on your state's exemption statutues. In NC, where I...
Archived
Ch. 13 bankruptcy case lasted 12 mos and was dismissed w/o prejudice is the SOL still 4yrs from date of delinquency or +12mos?
Derek's answer
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Answered on August 28, 2019
The bankruptcy tolls the statute of limitations and you'd have to add the time your bankruptcy was open to figure out the SOL. I've no idea what...
Archived
Where can I go to start the process of bankruptcy ?
Derek's answer
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Answered on August 28, 2019
You can call some local bankruptcy attorneys and have some consultations to help you figure out your options. Most bankruptcy attorneys offer free...
Archived
Is there a Statue if Limitations for credit reporting to bureaus on Chapter 7 BK in NJ?
Derek's answer
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Answered on August 28, 2019
Chapter 7 bankruptcy can be reported for 10 years from the filing date. I agree with Mr. Boyer about how to reestablish credit. Open a secured...
Archived
Do I have options to keep my house in Chapter 7 bankruptcy if I have equity?
Derek's answer
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Answered on August 27, 2019
Most bankruptcy judges will not approve a reaffirmation of a mortgage loan. Whether you can keep your home depends on how much equity you have and...
Archived
Chapter 7 discharged ?
Derek's answer
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Answered on August 27, 2019
The court has done everything it will do in your case and the judge has ordered that your case be closed.
Archived
What can I do a sheriff has delivered an ejectment order from my house it says no sooner than 14 days I for
Derek's answer
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Answered on August 27, 2019
My understanding of PA law, limited as I am notlicensed there, is that once a foreclosure sale becomes final there is no way to stop the transfer...
Archived
What happens if you file for chapter 13 and do not complete the filing process while in foreclosure
Derek's answer
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Answered on August 27, 2019
The foreclosure process will resume. The sale will be rescheduled but they will not have to start over and get permission to foreclose again.
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