If I have a joint car loan and I file bankruptcy,
will if affect the other persons credit or show up on their credit ?
Derek's answer
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Answered on December 21, 2024
It shouldn't, but if it does show up on his credit report he should file a dispute with the credit bureau(s) using the written email mail dispute...
How do I add out of pocket health care expense on line 22 chapter 7 means test that exceed IRS standard ?
Derek's answer
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Answered on December 20, 2024
If you spend more than the IRS standard, put in the account you actually spend. You may get pushback from the UST, the court, and/or your trustee,...
Can 2 co-tenants be their own/each others guarantors on a lease agreement?
Derek's answer
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Answered on December 20, 2024
I am not aware of any reason this mutually being the guarantor of the other's lease obligation would not be legal. In other words, your daughter...
When filing Chpt 7 bankruptcy pro se, and it asks for gross income, is that Total gross or FED Taxable gross on a paycheck?
Derek's answer
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Answered on December 18, 2024
List gross income before any deductions. This is the easy part. Screwing up the hard parts can have significant consequences. Do yourself a favor...
I just got a cal from easy loan of a civil suite for a loan in 2014 that I did not have.
Derek's answer
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Answered on December 17, 2024
This sure sounds like a scam. Don't pay them a penny. Do not admit you owe them anything. If this is legitimate, they may actually sue you, and...
My son was arrested for buying markdowns from a store he was working at. Released without bond-hearing tomorrow
Derek's answer
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Answered on December 17, 2024
AVVO is not a hiring service, we are not allowed to respond to this sort of direct solicitation, you will need to make some calls to local...
If I filed a vehicle on my chapter seven bankruptcy can the finance company contact me regarding paying off that debt?
Derek's answer
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Answered on December 17, 2024
Yes, they can advise you of the process and of your ability to redeem the car at any point prior to the sale. They are not allowed to try to...
Bankruptcy chapter 13?
Derek's answer
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Answered on December 16, 2024
Mr. Adkins is correct, only the court can close a bankruptcy case after filling. Unfortunately, there is no way for us to know what is going on...
I’m trying to determine if I’d be eligible to file again for Chapter 7 bankruptcy ?
Derek's answer
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Answered on December 15, 2024
You're not eligible yet, but will be in March. The time period between fillings is 8 years from the prior filling date to the new filing date. I'd...
I filed for chapter 7 bankruptcy and I have a lease on a car will it affect me if I want to buy the car later
Derek's answer
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Answered on December 15, 2024
Assuming you make all the required lease payments, filling bankruptcy prior to the end of the lease should not affect your ability to buy the car...
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