I’m almost 62 self employed and my wife and I have a massive amount of credit card and loan debit. Is chapter 7 a good idea ?
Derek's answer
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Answered on February 16, 2025
Maybe. You really need to consult with a couple local bankruptcy attorneys. Based on the scanner information you've given us, we really can't give...
Would it be possible to have house transferred to me while it's in chapter 13 under my father?
Derek's answer
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Answered on February 16, 2025
It wouldn't be a bad idea, but it would be more complex than if your father completed the ch13 then transferred the house. You and your father need...
Malpractice creditor protection?
Derek's answer
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Answered on February 16, 2025
Maybe. It depends on when and why the assets were given to your spouse. Every state has a fraudulent transfer statute which allows creditors to...
Can I file Chapter7 and keep 2 vehicles after I have been dismissed from a chapter 13?
Derek's answer
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Answered on February 16, 2025
You didn't give us enough information to answer your question. If you're current on the payments for the cars and the account of equity that you...
I have excessive needs to spend settlement money on
Derek's answer
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Answered on February 13, 2025
You really need to have a couple consultations with some local bankruptcy attorneys. There is no way we can give you a realistic answer based on...
5 of my apts rented by transitional agency, stopped paying rent since September 2024. What to do now 2/13/24?
Derek's answer
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Answered on February 13, 2025
You need to speak with a lawyer. This is far too complex an issue to be addressed in an Internet forum for volunteer attorneys who do not have...
There is a civil suit against me
Derek's answer
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Answered on February 12, 2025
A debtor cannot force a creditor to agree to a debt consolidation program and, unfortunately, your story is pretty common. You should consult with...
Can I negotiate back rent owed if I agree to leave my apartment while under a bankruptcy stay?
Derek's answer
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Answered on February 12, 2025
The back rent owed is dischargeable in bankruptcy and if you file a ch7, you would no longer owe the debt once your discharge is issued at the...
I filed for divorce and currently under a ch13 bk. What happen if I cant afford the bk payment?
Derek's answer
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Answered on February 10, 2025
If the payments aren't made, your case will be dismissed. Because of your change in financial circumstances you may be able to convert your case...
How do I go about my eviction ?
Derek's answer
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Answered on February 10, 2025
You should consult with a local landlord/tenant attorney and discuss this. Many states have something called a "warranty of habitability" that says...
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