Archived
Bringing MFR - My mortgage company has a discrepancy in the CH 13 PP payments I made. They overlooked the Confirmed Plan
Derek's answer
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Answered on April 05, 2012
This is what you are paying your attorney to answer. He or she will be much more familliar with the circumstances of your case than we here on...
How long does it take to receive bankruptcy discharge papers & how long does it take for the discharge to report on your credit?
Derek's answer
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Answered on April 04, 2012
My colleagues are correct. Generally, the discharge will occur approximately 65 days after the 341 meeting. You can also check on the Notice of...
Archived
Can I leave the state and be in chapter 13
Derek's answer
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Answered on April 03, 2012
As long as you continue to make your Ch13 plan payments you can live wherever you want to. Make sure your attorney knows how to contact you in...
Archived
May I include my 2nd mortgage as part of my bankruptcy and be able to keep my 1st mortgage and house?
Derek's answer
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Answered on April 03, 2012
If you filed a Ch7 and your case has been discharged and closed, keep in mind that it is at the judge's discretion whether to allow you to reopen...
Archived
Will Bankruptcy chapter 7 protect my condo ( 2nd home) and house even though I'm not on the mortgage, but only on the Deed.
Derek's answer
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Answered on April 02, 2012
A Chapter 7 will slow down the foreclosure but will not stop it in the long run. Chapter 7 is not designed to allow people to cure arrearages in...
Archived
When filing a chapter 13 does your car payment become a part of the monthly payout to creditors or is it in addition to?
Derek's answer
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Answered on April 02, 2012
It is up to you and the plan you propose whether to include your car payments in your plan payment or to pay them directly. If you include it in...
Archived
What does the pay in full for a car in a Chapter 13 mean exactly?
Derek's answer
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Answered on April 02, 2012
Mr. Corbin has it right. The balance owed on a car purchased within 910 days of the petition date must be paid in full through the plan , plus...
Archived
I am a fidicuary for my husband.We filed Chapter 13 and he receives VA disability. Will I lose being his fidicuary for filing
Derek's answer
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Answered on April 02, 2012
I am not aware of any reason that filing Ch13 would automatically disqualify you from continuing as fiduciary for your husband. If you have an...
What does this mean?: IN REM COMPLAINT, BR 4001 is not applicable to the creditor's motion
Derek's answer
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Answered on April 02, 2012
My colleagues are correct. Some creditor is seeking to have the stay lifted so that they can proceed with an action against your property of some...
Does my attorney have the right to be a jerk?
Derek's answer
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Answered on April 02, 2012
I am sorry that your attorney is too defensive for words. I routinely send clients copies of their draft petitions for the express purpose of...
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