Archived
Did a chapter 7, my husband and I, included house/everything, was approved, completed will be 3 years ago on May 7. California
Derek's answer
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Answered on April 14, 2012
I agree with Mr. Calvin that your question has nothing to do with bankruptcy. This forum is not appropriate for getting the answer to the specific...
Archived
Chapter 7 Q. I filed 7. Now a creditor is claiming they have purchase money security interest in my TV and PC. Don't have PC any
Derek's answer
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Answered on April 12, 2012
Just because a creditor says they have a security interest does not mean they do. Make them provide copies of the complete documents they allege...
Already had 341 meeting but status still says awaiting first meeting
Derek's answer
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Answered on April 12, 2012
Probably someone at the clerk's office has not updated the docket report to show that your 341 meeting has been held. It will probably get...
Archived
I filed Chapter 13 after I received a judgment. Paid the plan & the C13 was discharged. How can get the judgment satisfied?
Derek's answer
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Answered on April 12, 2012
How was the judgment treated in the plan? Was it paid in full? Partially satisfied? Avoided as impairing your exemptions?
If you had an...
Archived
I completed reqs for a capter 13 but didn't receive discharge cause it was filed too soon after a 7. Where am I legal & credit?
Derek's answer
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Answered on April 12, 2012
In a case wherein you filed a 13 within 4 years of filing a previous ch7, you are not eligible for a discharge in the 13 and without a discharge...
Archived
Do I still have to pay the debt portion with chapter 7 filing.
Derek's answer
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Answered on April 11, 2012
Your friend needs to consult with an attorney to get a clearer understanding of what Ch7 does. If he has secured debt say for a car payment and he...
Archived
Chapter 7 was discharged in Jan. 2010 which included mortgage.
Derek's answer
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Answered on April 10, 2012
I would not offer a deed in lieu as a matter of course. If a client wants me to do one there would be an additional charge and, unless there is a...
Archived
Chapter 13 and still receivinbg dunners?????
Derek's answer
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Answered on April 09, 2012
You should not be recieving dunning notices from creditors who were properly listed in your bankruptcy petition. Contact your attorney and advise...
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Archived
Chapter 7 and real estate
Derek's answer
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Answered on April 09, 2012
When you received your discharge, your personal liability for the mortgage was discharged. However when one purchases a house or a car or some and...
Archived
How long do I have in my home if I cannot pay the back mortgage of over $8,000. Should I file a chapter 7?
Derek's answer
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Answered on April 05, 2012
I agree with my colleagues. How long it will take them to foreclose varies from county to county and state to state. In some areas of the country...
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