IMARRIED SOMEONE WHO FORECLOSED ON A HOUSE. WE NOW HAVE JOINT CHECKING AND SAVINGS, CAN OUR ACCOUNTS BE GARNISHED, SEIZED ?

Theoretically, if the money in a joint account can be designated as "yours" and "his" then you can be okay. However, theory rarely works. I...

If payday loans are illegal in NC, do I have to repay them? Because I am struggling to do so.

Call me! I am an hour east of you.

Can you get legal action against you on check fraud for a payday loan that is illegal in NC?

It is probably a scam. Incidentally, payday legislation may be making a comeback in NC so contact your state senator and tell them no to S.89.

You probably should consult with a local family law attorney about this. Additionally, you should check on the statute of limitations for your...

First, a collection agency is big blowhard. I personally think they are a creditor's biggest waste of money because they can't do anything but...

Can I file my own chapter 7 paper work or do I need to hire a lawyer ?

A while back, I was in bankruptcy court and a little old lady (literally) did her own bankruptcy. She did not list a house and the trustee asked...

What form on Chapter 7 bankruptcy should I include my debt for unemployment over payment?

Ancient Roman maxim--man who represents himself in a court of law has a fool for a client. Please heed the others advice.

Can you be held responsible for your spouse debt if the debt was incurred before marriage

Typically, no, a spouse is not liable for the debts of the other spouse. There is one exception which is for medical bills and other reasonably...

I was sued by a junk debt buyer, got the case dismissed, now they are harassing me again. Can I sue them?

Go, no run, to see a lawyer in your area that is well versed in the Fair Debt Collections Practices Act. If it was barred by the statute of...

What if I do not want the car after it was repossessed

Well, by virtue of the creditor repossessing the car in the first place, you really do not have a choice. However, what is likely to happen is...