The bankruptcy court uses your gross income to determine if you are "above median income" or "below median income" for a household of your size. ...

As the two prior posters indicated, if this is a retail installment sales contract for the purchase of the furniture (not a rent-to-own) and you...

In addition to the above comments, while not an ideal situation either, you can appeal the case to the NC Court of Appeals. If you raised the...

What should I do after I answer my summons and can not pay for the debt?

You should contact your insurance company and tell them all of this. Based on your question, I will assume that you were the party at fault for...

Discover card received a judgement against me. The court sent me a form to designated exemptions however I don't own anything ?

You should fill out the form! Your Social Security benefits are exempt under federal law (42 U.S.C. Section 407) and you should make the...

Sounds like a PRA account like Eric said. You should consult with someone who has experience with debt buyers as there are some defenses that you...

Yes, you need to talk to a lawyer as soon as possible. But, to answer your specific question of what happens when more is owed than the property...

You have a lot of questions here. First, as the "continuance," most NC district courts, if a case has been pending for awhile, have a "clean-up"...

I received judgement of $975. My ex is not accepting my offer of payment plan. She wants all at once. Can she do this?

Your wife does not have to accept payments but can proceed to enforce the judgment. Having said that, most states allow a debtor to exempt a...

To further add to the answer supplied by the above poster, a private student loan IS subject to the statute of limitations in your state. I do not...