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I live in n.c. Husband just passed. Am I responsible for his medical bills and credit card debt. House in both our names.
Adrian's answer
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Answered on June 29, 2013
Your question has several parts. So,
Medical bills--you would be responsible for medical bills that are reasonably necessary for his health and...
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Will there be an issue if i received a $6,000 tax return and paid off my vehicle and now want to file Chapter 7
Adrian's answer
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Answered on June 10, 2013
As the prior posted stated, this is why people need attorneys for bankruptcy filings. It depends on how much your car is worth now that the lien...
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What, if any ,legal action can my credit card company take?
Adrian's answer
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Answered on June 10, 2013
As the prior poster stated, most likely you are what we call judgment proof meaning that you have no assets over and above what you may exempt so...
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Concerning wage garnishment...
Adrian's answer
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Answered on June 09, 2013
Yes. But the creditor would have to sue you in SC and then determine that you are employed by a company with its payroll functions in Georgia. It...
My car was repossessed over the weekend. Can I file bankruptcy as a way of getting it back?
Adrian's answer
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Answered on May 27, 2013
It is possible. You will need to consult with a local bankruptcy attorney immediately. Typically, a creditor will hold the car for ten days...
I live in North Carolina and work in Virginia,question about garnish wages
Adrian's answer
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Answered on May 24, 2013
You should consult with a local attorney (Lynn Coleman is in Kernersville).
They cannot garnish your wages BUT (there is always a but). Because...
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Can a collection agency still collect on a debt that is past the SOL?
Adrian's answer
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Answered on May 24, 2013
As the others have said, you can request the collection agency to leave you alone. There is substantial case law that says that a collection...
I took a loan out in 2011 from Western Sky for 1000.00.
Adrian's answer
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Answered on May 21, 2013
Ms. Coleman is spot on with this. The only thing I would add is that Western Sky is not entitled to tribal immunity and they have been run out of...
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Did Chapter 7 in 2008 and schedule D was correct. Statement of intentions was WRONG saying we were to reaffirm the mortgage.
Adrian's answer
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Answered on May 20, 2013
Are you saying that the mortgage company sued you for a deficiency, that is, after the foreclosure, sued you for any amount that remained owing? ...
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I opened a credit card in 2006 with a $250.00 limit it was close in 2008 with a $219.00 balance I live in NC the bank is in SD.
Adrian's answer
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Answered on March 29, 2013
I agree with Attorney Coleman's answer. They can ask "nicely" that you pay but they may not "demand" payment as that may violated the FDCPA or...
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