Archived
If I am "judgement proof" due to disability (my only income), what are other ways can they get my money.
Suzanne's answer
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Answered on May 28, 2014
Before any judgment creditor can get money or property from you, they must serve you with a Notice of Right to Claim Exempt Property. This gives...
Archived
Is that possible to check civil records online in North Carolina state?
Suzanne's answer
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Answered on May 28, 2014
There is no free service to do this. Companies such as Courtlogic offer ability to see a limited aspect of civil records online for a fee. For...
Archived
Where can I get a TRULY free last will and testament form for North Carolina? All I find is fraudulent claims for "free"forms.
Suzanne's answer
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Answered on May 12, 2014
I agree with the other attorneys that it is a bad idea to try to create a will on your own from forms. If you are a senior citizen or low-income,...
Archived
My employer issued me an Amex Corporate Credit Card using my credit history without my permission . Is that legal?
Suzanne's answer
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Answered on April 24, 2014
Not all card issuers check the individual employee's credit when issuing a corporate card. If the arrangement calls for you to pay the bill on...
Archived
Co-signed mortgage - want name off mortgage.
Suzanne's answer
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Answered on April 23, 2014
If you do not recall signing anything, your first step should be to determine if you signed anything, and if so, what, and, second, if your name...
Archived
Collection agency sending me letters overseas to pay university tuition
Suzanne's answer
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Answered on April 23, 2014
Whether you are liable for the tuition is a matter of contract law. You would need to consult with an attorney in the state where you studied in...
How far back does a pre-employment statewide criminal record check typically go in North Carolina, and what info is disclosed?
Suzanne's answer
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Answered on April 16, 2014
The Fair Credit Reporting Act provides you certain rights as a job applicant and governs an employer’s responsibilities when using credit reports...
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Archived
I purchased a lemon vehicle over 8 years ago. The finance company is saying they "forgave me" of the debit.
Suzanne's answer
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Answered on April 14, 2014
I agree with Mr. Love. Here is a link for getting your tax transcript online or printing out a request to have it mailed to you: ...
Archived
I actually tried calling an old student loan to pay up it was from B of A and she told me it was
Suzanne's answer
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Answered on April 14, 2014
The Fair Credit Reporting Act governs credit reporting. In general, there is no restriction on how long accounts that are favorable may remain on...
Archived
Would suing be worth the time and money?
Suzanne's answer
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Answered on April 14, 2014
In order to take possession of a vehicle from someone else, you would need to show that you are an owner of the vehicle. Being a co-signor on the...
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