I own my NC home outright but am in serious debt over unpaid med. bills I'm not able to pay. Can they take my home away?

In North Carolina, a creditor CAN have the county sheriff seize and sell a debtor's property to satisfy a debt... BUT, the creditor must first file...

I recived a judgment leter from a lawer firm , to colec a debt what can i do

The party who wins a lawsuit can collect (or “execute”) on the judgment awarded. He or she can ask a county sheriff to seize the losing party’s...

I just received a court summons for back-owed debt from a lawyer. Can a civil court garnish unemployment benefits?

North Carolina law protects unemployment benefits from garnishment for collection of debts. To see the law, look at...

Default Judgement- What would it mean to me. What can happen?

When a lawsuit is served on the defendant, North Carolina law gives the defendant thirty (30) days to respond. If the defendant fails to respond...

Can personal and private property be taken in N.C. for a old debt judgement?

North Carolina law provides for a three-year statute of limitations on contracts, such as credit agreements. A person who believes the debt they...

Under the "Doctrine of Necessaries," a spouse in North Carolina may be held liable for necessary expenses incurred by the other spouse, including...

Payday loan in default now the legal representative says to pay it all or go to court. She calls me constantly on my job.

The Fair Debt Collection Practices Act (FDCPA) applies to "debt collectors." This includes not only collection agencies, but any original creditor...

Activity by collection agencies and collection attorneys collecting consumer debts falls under the Fair Debt Collection Practices Act (FDCPA). ...

If I get a judgement against me, can the creditor take any vehicles or property that is in mine and my spouse's names together?

The party who wins a lawsuit can collect (or “execute”) on the judgment awarded. He or she can ask a county sheriff to seize the losing party’s...