I obtained a title loan from SC when I lived in NC. The payment was 1 day late, and the title company phoned two family members.

The Fair Debt Collection Practices Act does NOT apply to original creditors on a loan. However, North Carolina's state fair debt collection laws...

Can my wife be held responsable for pre marital debt on a house?

No. If your wife has not agreed, in writing, to be obligated on the mortgage, she cannot be held liable for it. You should, however, have an...

Spouse Wage Garnishment

No. In addition, assuming you live in North Carolina, there is no wage garnishment in North Carolina for this type of debt. Neither your wages,...

May you sell your lifetime right at any price or does the state have a formula that has to be used?

Your relative can sell his lifetime right for any amount. There is no limitation other than what someone else would be willing to pay for it. ...

I have a private student loan that i cannot afford and it has went to a collection agency. Can they garnish my wages?

Student loan garnishment is possible in North Carolina ONLY for federal student loans, NOT for private student loans. You should review your loan...

Do I really have to pay it back?

North Carolina does not put people in jail for defaulting on loans. Additionally, the statute of limitations on most debts in North Carolina is...

Unpaid internet payday loan criminal charges

The facts that you describe are that someone loaned you money and that you have not paid it back on time. Unless there are other relevant facts...

Can a company accept a car payment and then give it back and refuse payment due to a dispute?

The situation you are describing may (and I emphasize MAY as the facts here are very sparse) implicate the company in fraud, unfair debt collection...

Assuming that you filled out the Motion to Designate Exempt Property fully and correctly, filed it in a timely manner, and sent a copy to the...

WHat recourse do I have against a default judgement?

Your question does not say whether there is already a default judgment against you. North Carolina does have a procedure for setting aside...