I received a civil action summons for a credit card debt. My husband supports me. What do I answer. No matter what I can't pay.
Lynn's answer
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Answered on September 18, 2012
You have been sued by a junk debt buyer. North Carolina has strict requirements for what proof a junk debt buyer has to have in hand before they...
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In NC can a judgement CC take my tax refund and seize my bank account? I exempted my bank account .
Lynn's answer
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Answered on September 17, 2012
A judgment creditor such as a bank cannot intercept an income tax refund before it is deposited into your bank account. Assuming you properly...
I just recieved a phone call that someone had papers to serve me if i had ? please call a number is this true?
Lynn's answer
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Answered on September 14, 2012
This is probably a scam. Call the County Sheriff office and ask for the civil process section. If there are papers outstanding, they probably have...
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Does a law office only accept credit cards and bank cards and why wont they mail me a bill or payment plan ?
Lynn's answer
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Answered on September 13, 2012
The "law firm" is probably a collection agency and nothing more (check and see if they have any lawyers licensed in North Carolina). If you were a...
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I received a phone call from a law office today regarding a dept store acct. that is over 6 months past due.
Lynn's answer
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Answered on September 04, 2012
This seems like it could be a violation of the Fair Debt Collection Practice Act. Is the "law office" a North Carolina law firm or an out of state...
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Is a surviving spouse responsible for medical bills if there is no estate from the deceased?
Lynn's answer
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Answered on August 31, 2012
Unfortunately, North Carolina follows the "necessaries" doctrine. You may liable for certain medical expenses which were necessary for the health...
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In NC is a judgement the same as a lien if you own one home?
Lynn's answer
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Answered on August 23, 2012
I agree with the previous answer. You can protect $35,000.00 of your home's value from creditors under the facts you describe.
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I live in north carolina, i aquired some credit card debts in my name. Now i am having trouble paying them .
Lynn's answer
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Answered on August 13, 2012
In order for a creditor to try and attach any property, they first have to sue and get a judgment against you. Keeping that in mind, if you...
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I received a threatening phone call from a man who said that he was a officer and that he would have me arrested if i did not
Lynn's answer
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Answered on July 02, 2012
This is a scam. Any legitimate collector will send you something in writing before insisting on payment. You may have applied for an online payday...
Archived
What should I do about two year old, charged off, credit card debt?
Lynn's answer
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Answered on June 18, 2012
Your bank account cannot be levied unless you agree to let the creditor take money from it, or unless you are sued, they get a judgment, and after...