Archived
A credit card company is suing for an unpaid bill.. I am unemployed at this time and can not pay the full amount owed.
Lynn's answer
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Answered on October 01, 2012
There are several attorneys in your area who handle this kind of matter and charge affordable fees. I agree with the previous opinion that you...
Archived
Can a credit card company charge off a debt & also file a judgement
Lynn's answer
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Answered on September 28, 2012
A charge off just means the creditor has determined the debt to be uncollectible on its books. It does not prevent the creditor from suing on the...
Archived
Some of the information in the Civil Complaint for CCard debt is inaccurate. In my answer, can I deny?
Lynn's answer
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Answered on September 27, 2012
There are several attorneys in your area who will help you prepare an answer pro se, or who will represent you in court, for a reasonable flat fee...
Archived
Can I be arrested for non-payment on a 2 different loans and not having some of my collateral items in possession?
Lynn's answer
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Answered on September 27, 2012
If you do not pay on a loan that has collateral attached, the lender cannot have you arrested just for not paying the loan. The lender's remedy is...
Archived
Cross Collaterial
Lynn's answer
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Answered on September 27, 2012
It is possible, but doubtful. It depends upon what the loan agreements actually say. You will need to have an attorney look at both loan agreements.
Archived
I was served with my second Notice of Right to Have Exemptions Designated and it has been 23 days. Can I still claim exemptions?
Lynn's answer
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Answered on September 24, 2012
The Clerk requires a new Notice of Rights be issued before a new Writ of Execution was served. If you missed the deadline, you waived your...
Voluntary repo
Lynn's answer
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Answered on September 24, 2012
Coastal Fed usually cross-collateralizes their loans, meaning if you are in default on any loan owed to them, they will not release the title to...
Archived
I am being Sued for past credit card debt by FIC Card Services collecting on behalf of Bank of America for $15K.
Lynn's answer
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Answered on September 22, 2012
Your disability income should be completely protected if it is from State of NC Retirement system. The pension income and the money your daughter...
Archived
I am being hassessed by a payday loan company the person says he is a legal representive and he is talking dirty to coworkers
Lynn's answer
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Answered on September 20, 2012
This may be a scam. Try searching the phone number on your Caller ID on Google and see if reports are being made of harrassing calls. There is a...
Archived
Do creditor have the right to not abide by the agreed settlement if I paid my agreed amount?
Lynn's answer
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Answered on September 19, 2012
It sounds like you may have a case, or a potential case, depending upon how the settlement was presented and accepted, how you disputed the debt...