Absolutely wonderful experience during a very difficult time. Very caring and understanding. The process was explained step by step. Highly recommend Ms. Gardner!

Mrs Gardner took care of our bankruptcy. She was extremely knowledgable in both the chapter 7 and 13 and helped me to figure out which one was the best at helping our family. She was even able to get 2 mortgage liens stripped because my house was no longer worth the amount of the two equity loans. She was wonderful at making us feel comfortable and always quick at replying to our emails or calling us back when we had questions. I stopped in the office to get her help with out an appointment when I was panicked over my husband having his clearance taken because of our financial problems and she brought me right into her office and wrote a letter for us and made copies of paperwork for us and calmed me down as she worked with her scheduled clients in other offices. Mrs Gardner saved my husbands clearance and helped us save our home with our bankruptcy! She is wonderful!

Was most helpful in a Chap 7 bankruptcy following loss of employment. Her skill enabled me to retain my automobiles and two residential properties through the bankruptcy. Her advice enabled me to complete loan modifications on both mortgages successfully, even though she did not represent me in either process. The positive outcome of the bankruptcy far exceeded my expectations and prevented what could have been a real disaster.