Bruce Wayne White

We know how to help you.  Whether you have medical bills, credit card debt, a repossession debt or just over your head in bills, we can assist you to financial freedom  and a fresh start.   We can advise you on the best course of action, whether it be a bankruptcy solution, a credit counseling plan or a loan modification.  We can get you the right course of action to  obtain financial freedom and a fresh start.  Be debt free doubt, filing bankruptcy will be one of the hardest decisions you will ever make.  We tell our clients who are carrying a large debt burden to look down the road 3 to 5 years and if they do not see their financial situation substantially  improving through a large salary increase, inheritance or other new source of income, then it is probably time to consider getting a fresh start now.  You can wait another 5 years, but you can also obtain financial freedom now through YOUR HOME FROM FORECLOSURE
If you are facing a foreclosure, we can help you.  Chapter 13 Bankruptcy can stop the foreclosure and give you the chance to keep your home.  Chapter 13 allows you to pay back your mortgage default over 5 years and to start fresh with your regular monthly payments.  In addition, Chapter 13 allows you to pay all of your other debts, credit cards , medical bills, and even your IRS debt through the Chapter 13 you are facing a car or truck repossession, or if your vehicle was just taken, call our office to stop the process and keep the vehicle.  Chapter 13 bankruptcy can solve this problem.  We can work out a new payment plan with the lender to catch up on the back payments or to pay for the vehicle in full through the Chapter 13 Plan.  Often the car payment will be lower than the payment you are paying now, and we can reduce the interest rate as well.  Don't let a repossession cause you to lose you car or truck.  Don't let a repossession prevent you from getting to your job.