Archived
What's the best way to determine the specific debts listed in a former spouse's bankruptcy petition for which I am the creditor?
Mitchell's answer
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Answered on April 26, 2010
Show up to the hearing. You can ask questions, though to what extent is determined by the local trustee. Call the court ahead of time to find out...
Archived
Chapter 7 bankruptcy personally not my wife. due to commercial RE she is not on mtg.
Mitchell's answer
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Answered on April 26, 2010
If by "Marital Land", you mean that you own it jointly, then I agree with the analysis. If, however, it is marital land because you were married...
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Archived
Do u have to be behind in payments to claim chapter 7
Mitchell's answer
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Answered on April 22, 2010
While you should be current on secured debt payments for property that you want to keep in Chapter 7 (or be able to redeem by paying fair market...
Archived
Is it wise to change attorneys because I mentioned under the table wages and now am being asked to fill out an income statement.
Mitchell's answer
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Answered on April 22, 2010
Failure to disclose this income is bankruptcy fraud. If you disclose it, you could be subject to tax fraud. Both are felonies. Your lawyer gave you...
Archived
Is codebtor credit score affected by chapter 7
Mitchell's answer
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Answered on April 21, 2010
There should be no effect. The credit report might mention that the debt is involved in bankruptcy. If anything wrong appears on the report, the...
Archived
Chapter 7 Bankruptcy: Is it consider a secured or an unsecured debt?
Mitchell's answer
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Answered on April 21, 2010
The answer depends on the credit card agreement and what was purchased. Unless the credit card was from a store where you purchased items and the...
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Archived
Contesting the dischargeability of educational loans in a ch 7 case.
Mitchell's answer
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Answered on April 21, 2010
You have to be able to prove that you attempted to pay the loans, had paid the loans, cannot possibly pay them anymore, are unlikely to be able to...
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Archived
What after the filing and before the discharge?
Mitchell's answer
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Answered on April 21, 2010
Don't pay any relatives.
Don't cash out your 401K.
Don't pay anyone that will be discharged.
Don't use your credit cards.
Don't ignore your...
Archived
Filing Chap 7 Bankruptcy - Being Sued by Creditor - Court Date Before Case File Date
Mitchell's answer
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Answered on April 21, 2010
Is this the first return date? If so, ask for a trial date. If this is the trial date, the worst thing that can happen is a judgment. You still...
Archived
I reaffirmed on a car last yr can i still turn the car back in on my bankruptcy?
Mitchell's answer
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Answered on April 21, 2010
Was the reaffirmation agreement agreed to by the court? Here if the court does not agree, the reaffirmation agreement is not binding. If it has...
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