Foreclosure and Chapter 7

I just want to add that Chapter 7 bankruptcy does not stop a foreclosure. It only slows one down. The automatic stay is usually lifted (at least in...

I agree with the prior answers. I would like to add that it sounds like the cash advances were old. Just because the credit card agreement sets the...

Filed Bnkrptcy in early '05. Atty didn't reaffirm Mortgage?

You can always file a Qualified Written Request under RESPA to get pay history information. You can refinance to get the mortgage reported again,...

Responsible for upkeep of a home after bankrupcy

You are responsible for post-petition homeowners association dues and violations of local ordinances. If that is who is coming after you, there is...

In a bankruptcy hearing can a creditor request copies of my tax returns and two years of bank statements?

While I agree with the prior answer that the answer depends on how the request was made, I disagree that your financial life is an open book after...

How long does a Chapter 7 stay on my credit that was fully Discharged on 26 June 2002?

Also monitor your credit report for inaccuracies. Call 877-322-8228 and a free copy of your credit report once every 12 months from each of the...

How soon after being discharged from a Chapter 7 bankruptcy can I refinance my home?

You can refinance immediately, but the rates will be high. Over time, as your credit improves, they should come back down. As for your first...

I am pro-se. can I submitt an exempt item after filing in chapt7

At the risk of saying me too, I will echo the comments made earlier. You are required to list all property that you own at the time of filing...

What are the problems with filing chapter 13 bankruptcy after the short-sale of your home?

The main reason for filing before a short sale is to avoid the hassle and potential tax issues. If it was your primary residence, you may qualify...

What if your husband filed bankrupcy before you were married? Can the spouse file? are his bills considered?

Whether he can file depends on the Chapter he filed previously, whether he got a discharge and how long ago it was. If he filed a prior Chapter 7...