When a chapter 13 has been completed and not discharged, can a creditor work the account?

Client may have a claim against debt collectors if they do not credit payments made through the bankruptcy toward the debt. Has the case been...

How to file taxes without spouse

Married filing separately does have some disadvantages, like reduced deductions. However, if you file separately, you will have no liability for...

If I'm in CH 12 bankruptcy & my car is totaled, who gets paid?

Depends. If you have a lien on the vehicle, the money pays the lien. If there is no lien, you can use the money to get another vehicle. However, if...

Do I need an attorney to file for chapter 7 corporate bankruptcy?

I agree with Mr. Schwartz completely. Talk to a local bankruptcy attorney to find out whether you may need one personally if you personally...

I filed bankruptcy in 2004. Although I have never missed a payment on my home it isn't showing on my credit Report. Why?

When you filed, you were required to list all property that you owned and all debts that you had. The house had to be included. If you filed...

My husband received money from a trust in the middle of filing bankruptcy..Can the court take the trust money?

The first question is whether the trust was property of the estate. Next, was it properly exempted? As the other attorneys said, consult with an...

Pay on death property only becomes yours upon death. Talk to your attorney about the 180 day rule (if you receive anything by inheritance, property...

I am filing a chapter 7 bankruptcy and I do not want to file on my car or my ready reserve because I think I can eventually pay

You must list everything that you own and everyone that you owe. You cannot pick and choose. However, you may be able to retain property that is...

I would like to reaffirm a car loan in bankruptcy, car is my sons, his name is on the loan with mine but not on title.

If your name is not on the title, the loan in unsecured as to you and there is nothing to reaffirm. As for the second car, it does not appear that...

After Chapter 7 bankruptcy, my home was auctioned. All debt (including both 1st & 2nd mortgage) was discharged June 2009.

Keep in mind that it is not a Fair Debt Collection Practices Act violation if the original creditor keeps contacting you (only for a third party...