Law firm cashed my partial payment check with balance due. Now they want additional $1200 beyond the balance.

What is the debt for? Did you hire them to do something? Did they sue you? You need to provide more information to get a response. [I am a...

If there is a judgment, many states allow the judgment creditor to file for a garnishment. The garnishment is directed toward a specific bank or...

Why have 3 different collection agencies contacted me in the past year over debt that does not belong to me? How can I stop it?

I think you asked this question twice. Regardless, here is my answer again: You may have a claim under the Fair Debt Collection Practices Act....

Do I have to reaffirm or surrender in michigan?

The bankruptcy code does not require that you reaffirm mortgages. As long as you are current and the house is insured, you can keep real estate....

Why have 3 different collection agencies contacted me in the past year regarding debt that does not belong to me?

You may have a claim under the Fair Debt Collection Practices Act. Collection Agencies are required to take specific actions and refrain from...

I received a demand letter from an Attorney's office who is acting as the collector for a company whom I owe money. I fell behi

It sounds like you are being asked to confess to a judgment. That is a bad idea. You would be waiving any right to contest this debt. Are you sure...

I am not sure who "they" are. Generally, notices for garnishments (if that is what this is) are sent to the bank and/or employer. Eventually, you...

Clerk of Courts off. said that my fines were made a lien 6 yrs ago on paper, now sent notice sus. FLDL w/o any prior notice.

I can only speak generally and not to your state specifically. First, court fines and fees are not subject to a discharge in Chapter 7...

What are the rules on phone taps can they listen in while you are on the phone with your attorney?

One big exception to the wiretap laws is having a subpoena to do it. I wanted to weigh in on whether other states can impose their laws. If someone...

Transferring Non-Exempt Assets to Exempt Assets in Ch. 7 Bankruptcy?

Putting the maximum into an IRA would protect the asset. Buying a vehicle outright will not unless your state will protect all of the equity. If...