I filed chapter bankruptcy in Dec 2002 and it was discharged in April of 2003 - how long will this stay on my credit report?

You cannot dispute a valid report. Your report must be correct and it appears that the report is. The listing will have to disappear within 10...

Rule number one in bankruptcy - Never bank where you owe money. The bank may try to offset your money against the debt. Some banks (like Wells...

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Paying back your parents (insiders) within one year of filing must be disclosed. The trustee can sue your parents for that money. If you can exempt...

During chapter 7 reaffermation of my car, would that be the same contract or can the credit union impose higher interest

There is so much bad advice here (and some good). First, the credit union CAN refuse to enter into a reaffirmation agreement. It is voluntary on...

I just found out that my bk lawyer possibly forged my husband and I's signiture on a re-affirmation document. What can be done.

At least one of these answers is wrong. Whether the court needs to approve a reaffirmation agreement where all parties signed it depends on local...

What happens to a bank account (Savings and checking) after filing for chapter 7 bankruptcy.

Student loan proceeds are exempt from creditors regardless of what other laws state. 20 USC section 1095a(d) is the law that you need. [I am a...

I previously filed a ch. 7. 7 yrs. later I filed 13. My atty converted before 8 yr lapse, I was denied a discharge. Can I refile

Unless the order prohibits you from filing for a period of time, you can file as soon as 8 years has passed since you filed the prior 7. Be...

I filed Chapter 13 year and half ago and I was told I would be getting a cost of living pay adjustment effective in January.

Around here, a cost of living increase is sucked up by an increase in the cost of living. If your plan or the confirmation order doesn't require...

2 years into Chapter 13 plan $300 per month and my car (paid off before filing) is dying, need to get a replacement but how??

You may need to get permission from the court to incur more debt (trustees cannot grant this permission). If it will cost less to finance a used...

Can we keep both our new cars and our home which has negative equity due to the housing market when we file chaptr 13 bankruptcy

Why are you assuming that you must file Chapter 13? Are you behind on the house? Have you looked at the means test and discovered that you could...