If you are joint with your mother on a car loan and your mother files chap 13, are you still on the hook for the car loan?

You are protected by the co-debtor stay. The lender needs to file for relief from the Automatic Stay to go after you or the car, unless your...

Should I continue to pay if my account been charge off? what can I do to keep my car?

Charge off just means that the creditor has determined that this is a bad debt. It is an accounting term and not a forgiveness of debt. The debt...

If he is loaning you money to make the purchase, then it is not a sham. Just make sure that you have loan documents showing that he is loaning you...

Can a college hold your transcripts for outstanding balance when you paid off the debt to a collections agency?

You can try suing the school, but I would recommend that you send in all of the information you have to someone with the authority to release the...

You would only need to include that portion of the other person's income that was contributed to the household expenses in the past 6 months for...

I've been contacted by an agency saying I owe $1453.26 for a $400 payday loan that was charged off and if I dont pay they're

Get whatever information you can on whoever is calling and talk to a local attorney. In Virginia, we have a law prohibiting payday lenders from...

IS IT OKAY FOR MY SECOND MORTGAGE CREDITOR TO KEEP CALLING TRYING TO COLLECT A PAYMENT WHEN I AM IN THE MIDDLE OF A BANKRUPTCY?

Once you file for bankruptcy protection, the automatic stay protects you from creditors, debt collectors and most legal actions. What the mortgage...

Should I consider bankruptcy?

Not only can you possibly attack the judgment because of bad service, but you also want to know if the judgment has expired. In Virginia, many...

Where can I find the amended post petition payment plan form

The way to do this is based on local rules. Here in the Eastern District of Virginia, Richmond Division, we file an amended plan to include those...

Canadian RRSP account

What is a Canadian RRSP account? Can creditors get at those accounts under Canadian law? If not, then bankruptcy will not allow them to do it...