Archived
I foreclosed on my home,rental property and bch front lot. I recieved info on my takes for the home, the rental have received no
Mitchell's answer
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Answered on July 31, 2011
In bankruptcy, you need to be able to protect your equity through exemptions. If you can do that and you have no other property, a Chapter 7 might...
Archived
Surrender my home and try not for a foreclosure to be on my credit?
Mitchell's answer
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Answered on July 31, 2011
You can try a deed in lieu of foreclosure if there is only one lender. You may even be able to get a cash for keys deal. If not, then it is...
Archived
If my spouse has died last year and he is on the mortgage documents with me, does the Bank have to change the entire loan?
Mitchell's answer
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Answered on July 31, 2011
Depending on how you own the house, when your spouse died, the house most likely became yours. The loan is now just yours and does not have to be...
Archived
I am forced to declare bankrupsy because of foreclosures on florida property I lost everything in the housing market and trying
Mitchell's answer
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Answered on July 31, 2011
You can file for Chapter 13 bankruptcy and propose a plan to keep the house and catch up the payments. However, if you cannot do that, Chapter 7...
Archived
How can I get the foreclosure date removed. I have been working to get a remodification on my home for 2 1/2 years with BOA .
Mitchell's answer
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Answered on July 31, 2011
Mortgage modifications are done by one department and foreclosures are done by another. I have had clients on both tracks at the same time. If you...
Archived
First Mortgage on Credit Report
Mitchell's answer
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Answered on July 31, 2011
Dispute the information with the credit bureau. It is possible that the lender just stopped reporting anything after the foreclosure. Make sure to...
Archived
Can I do a deed in lieu if I have a second? could my lawyer negotiate my second into an unsecured loan?
Mitchell's answer
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Answered on July 31, 2011
Unless you can negotiate something for the second (try 5%-10%), the first will not take a deed in lieu. The deed in lieu does not get rid of the...
Archived
I have an old credit card debt. They called me asking for partial payment for settlement
Mitchell's answer
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Answered on July 30, 2011
Admit nothing and agree to nothing. Send a letter demanding information on the original debt. If sued, defend and make them prove the debt.
Archived
Statute of Limitations Law On Debt, Maryland Confirmed Dismissed With Prejudice, But I Was Sued Again In Virginia!
Mitchell's answer
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Answered on July 30, 2011
Did you dispute the suit in Virginia? If no, try filing a Motion to Set Aside the Judgment or a Motion to Reconsider. If that doesn't work, ask...
I am an unpaid contract software developer, can I file a lien against my customer?
Mitchell's answer
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Answered on July 28, 2011
Check the contract that you have and sue on it if the customer violated the contract. Have you sent a collection letter at all?
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