Archived
Do I file Ch7 BR before foreclosure,or before I receive a defeceincy judgment OR can I wait to file IF I am served a judgement?
Mitchell's answer
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Answered on July 28, 2011
You need to talk to counsel, because it depends on many other factors. Assuming that the house is the only issue, Chapter 7 will not save it. If it...
Archived
Is there a stature or allotted time between a judgement and wage garnishment
Mitchell's answer
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Answered on July 28, 2011
You asked this twice. So, same answer.
I need more information. Was the judgment in General District Court? If so, was it renewed? If not, then...
Archived
I have a judgment filed against me for oustanding credit card debt (state of Texas). I called to try to settle with the attorney
Mitchell's answer
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Answered on July 28, 2011
The judgment is valid and will remain on your credit report. It doesn't matter that it was sold. Your credit report might reveal that someone else...
Archived
In chapter 7, PMI went up immediately from $215 to $815 even though never been late
Mitchell's answer
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Answered on July 28, 2011
First of all, no one reaffirms mortgages because it is not required under the Bankruptcy Code.
Second, HAMP guidelines and bankruptcy law...
Archived
Can my ex-husband discharge a judgment from ex-wife by declaring Chapter 7?
Mitchell's answer
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Answered on July 28, 2011
The federal taxes would only be discharged if they were more than 3 years old and the returns were filed on time. However, his obligation to you...
Archived
Can a real estate attorney help?
Mitchell's answer
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Answered on July 28, 2011
The only question here is does California state law require redoing the notices are the bankruptcy was dismissed. If not, then the foreclosure was...
Archived
Can my name be removed from a property that was discharged in my bankruptcy? I want to purchase another home and cannot.
Mitchell's answer
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Answered on July 28, 2011
Take Mr. Smith's advice. You cannot deed the property to anyone if they do not accept it. This includes a deed in lieu of foreclosure (the lender...
Archived
I filed BK in 2008. My bank said they do not have a reaffirmation letter and they did not receive one from my attorney. They
Mitchell's answer
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Answered on July 28, 2011
You did what you were required to do by saying in the statement of intention that you would reaffirm. If the creditor doesn't send an agreement,...
Archived
Chapter 13 and a job offer in another state.
Mitchell's answer
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Answered on July 27, 2011
You need to file (or if represented by counsel, have him or her file) a change of address with the bankruptcy court as well.
Archived
Received Warrent in Debt for Medical Bills
Mitchell's answer
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Answered on July 27, 2011
The provider does not assume the liability or responsibility for sending claims to the insurance company. You retain that responsibility and...
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