What laws must the original loan provider follow?

I have to agree. What did the lender do? What type of debt was it? When was the last time you paid anything on it? Have you disputed anything with...

You can file for a garnishment against any contracts that he has or bank accounts. You can sell the judgment (though do not expect much). As for...

What are the statutes of limitations for credit card debt in Arizona?

Check the agreement. Arizona law may not even apply to it. If there is a debt collector involved, send a written dispute. You can Google "Fair Debt...

Do I need Legal representation to find succcess in a PNC modification? Who could Help?

Mr. Cataldo is wrong. Reaffirmation has nothing to do with a loan modification. All the bankruptcy did was remove your personal obligation to...

I have been unable to find a reliable answer to this question-- when a credit card account has been closed is it legal to

Yes, it is. The contract covers fees, interest and costs. Closing the account just ends your ability to charge more. It may stop changes in the...

How can a deposition be cancel in pensacola florida.

Unless you can get them to agree to cancel it or you can get the case dismissed, there is no way to cancel a deposition. By the way, contact a...

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Can I file an answer to collection lawsuit without "affirmative defenses?"

You do not need a defense. The Plaintiff filed this suit and must be able to prove its case through admissible evidence.

What does it mean for a plaintiff to file a voluntary dissolution of Writ of Garnishment?

That is how the Judgment Creditor dismisses a garnishment. It does not mean that the creditor cannot file for another one in the future. There are...

Letter to relief from automatic stay in chapter 13

A secured creditor usually sends these when payments aren't made. It should be done by Motion. All of the information you need is on the document...

3rd and final 341 Mtg with Trustee. No lawyer. Completed myself. He requested the following:

You were required to file all tax returns that had to be filed. You give the trustee a copy of the most recently one filed, paystubs for the 60...