I filed chapter 7 bk and did not reaffirm my mortgage. I am current and plan on living in my home all my life do i need to reaff
Don't reaffirm. As long as you remain current on real estate mortgages, the lender can't foreclose.
Mc Lean, VA
Bankruptcy and debt Lawyer at Mc Lean, VA
Practice Areas: Bankruptcy & Debt, Litigation, Intellectual Property
Don't reaffirm. As long as you remain current on real estate mortgages, the lender can't foreclose.
Yes, they can pursue you for personal liability on the note on the 2nd, and many lenders are doing that in Va.
The estate would be liable for any deficiency, but not you personally. If the estate assets are not sufficient to cover the debt, then it may be...
The lender didn't miss the lien. The title company did. I normally represent debtors, but here it's not the debtor that's the victim of anything...
They may want to try to sell or give away the timeshare. The timeshare company can sue them for the payments due as long as they continue to own it.
After discharge, the automatic stay doesn't even apply any longer. They are violating RESPA by refusing to comply.
If your house is owned as tenants by the entireties and if you have no joint debt, then your house is exempt and can't be taken by the trustee. ...
This can't be answered without more details. If you go bankrupt, the bankruptcy will include all of the assets and all of the debts, but that does...
Yes, your credit is independent of his; as long as you were not on the note for the house, it should not impact your credit.
The corporate defendant need not be represented, but the defendants will need to appear in person or through an attorney to avoid judgment being...