Archived
I had a condo in california that foreclosed. I also have HELOC. Would a chapter 7 discharge the HELOC also? I now live in Md.
Daniel's answer
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Answered on June 22, 2010
Chances are that there is no personal liability for the foreclosed first mortgage deficiency in CA.
As for the HELOC, if that was on the CA...
Archived
Should i file a prof of claim
Daniel's answer
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Answered on June 21, 2010
You should file a proof of claim, but don't expect to be paid in full, or soon.
Archived
As result of foreclosure, can mortgage company seize control of my equity in small company?
Daniel's answer
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Answered on June 20, 2010
It depends on how your equity is held, and the value of the business. A lender with a deficiency after foreclosure can sue and get a judgment for...
Archived
Chapter 13 questions
Daniel's answer
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Answered on June 20, 2010
If your household income is below the state median, your Chapter 13 plan payment is based on real income and expenses. And even if you are above...
Archived
I got a foreclosure notice the start of procedings
Daniel's answer
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Answered on June 16, 2010
You can file a dischargeable Chapter 13 4 years after the filing date of a 7; there is no wait after a 7 to file, and even a 13 where you can't get...
Archived
How to file a complaint to get garnish wages back before filing bankruptcy
Daniel's answer
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Answered on June 14, 2010
You need to file bankruptcy, have the ability to exempt the wages (which you would in DC), and then file an adversary proceeding if the creditor...
Archived
Starting a Consulting Firm, can my employer sue me for tortious interference?
Daniel's answer
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Answered on June 13, 2010
It sounds like you may have already gone too far down the road of breaching your fiduciary duties to your employer. Contacting prospective clients...
Archived
Can a creditor listed in bankruptcy garnish your wages
Daniel's answer
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Answered on June 13, 2010
It is illegal unless the debt was non-dischargeable. If it was a domestic support or divorce obligation, tax debt, student loan debt, or several...
Archived
Bankruptcy: Is my spouse's income calculated in the "means testing?" All my debts are in my name only.
Daniel's answer
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Answered on June 08, 2010
For married couples living togegher, the income of both is included. But you can take a "marital adjustment" to back out any income of your spouse...
Archived
Virginia Real Estate Law - Survivor-ship vs. Estate
Daniel's answer
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Answered on May 26, 2010
Unless specifically re-titled in the divorce decree or a subsequent deed as joint tenancy with right of survivorship, it would be held as "tenants...
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