Not able to pay back loan. What to do?

You basically have 3 options: try to work something out with the creditor (which may be the best option, particularly if bankruptcy would be...

Can you add an exemption after you have already filed chapter 7?

Yes, but the longer you wait the harder it is; if the trustee has taken significant steps in reliance on the lack of a claim of exemption, you...

This question is for a bancruptcy attorney

In Maryland, as long as it's a no-asset chapter 7, the unintentional failure to schedule a debt does not prevent it from being discharged. Unless...

In Virginia, it's normally going to be completely up to you whether you pay inside your plan (which allows you to modify the interest rate and...

In Virginia, it's normally going to be completely up to you whether you pay inside your plan (which allows you to modify the interest rate and...

Co-debtor has filed for Chapter 13 Bankruptcy

That's right. You owe the full amount. You can pay or settle it and then file a claim in the bankruptcy for indemnification for her share of the...

My property was recently taken away via forclosure.

You can file now and discharge the deficiency. In fact, it may be smart to do so because it will ensure that any forgiveness of the debt will not...

I'm on Social Security Disability. Behind on mortgage and condo fee. Can I claim bankruptcy? I believe it would be chapter 7.

You may wish to move first, or at least sign your new lease, and then file bankruptcy, which would let you rent there before having a bankruptcy on...

Will I lose my house in Maryland if I declare bankruptcy?

Maryland does not have at present a homestead exemption, but it will as of October 1, up to $20,000 or thereabouts. If you have more than about...

Citybank it sent me a suit for a credicar for $8300??

They will get a judgment against you, which they can then docket as a lien on your house, which may allow them to try to sell the house to satisfy...