Questions answered by James Robert Meizanis Jr.

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I was just served for past HOA fees that were incurred after my discharge.

James's answer | Answered on October 01, 2012

I agree that you remain personally liable for the HOA fees incurred after you filed your case. You may discuss a short sale or deed in lieu of...

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I am in the process of filing chapter 7. I am on the deed of the house but the mortgage is in another name.

James's answer | Answered on October 01, 2012

As stated in other answers a bankruptcy lawyer would need to know many more facts in order to advise you properly regarding your questions. Filing...

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If a ex-spouse filed Chapter 7 Bankruptcy can I still file and proceed with a contempt order for nonpayment of child support

James's answer | Answered on October 01, 2012

Yes, it appears that you would not be prohibited from proceeding against your husband in state court for back child support. The bankruptcy code...

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Do i get to keep my bill of particulars sent to me by debt collector

James's answer | Answered on September 27, 2012

Yes, the copy you have received is your service copy of the document which the debt collector has filed in Court. You should consult with an...

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The bank says they held a sale at a different time posted in the newspaper ad

James's answer | Answered on September 27, 2012

VA Code § 55-59.2 D states that “[i]n the event of postponement of sale, which postponement shall be at the discretion of the trustee,...

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Can WA garnish my wages if I live in VA?

James's answer | Answered on September 27, 2012

Yes, the creditor may be able to garnish your wages. First, they would need to sue you for the deficiency in WA and obtain a judgment. After...

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Approach aggressively by collection agency for debt I already resolved. Made partial payment in panic. What do I do now?

James's answer | Answered on September 27, 2012

You should contact a qualified attorney right away and do what has been suggested to stop any automatic withdrawals for future payment. If the debt...

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My wife has credit card debt in her name only from a previous marrage. She's struggling to pay it. what happens if she doesn't?

James's answer | Answered on September 21, 2012

Your wife may file bankruptcy without you. Please be aware that your income will be necessary to include as part of the household income on the...

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What's the likelihood of a cram down being approved again if I voluntarily dismiss my case and refile in another jurisdiction?

James's answer | Answered on September 13, 2012

There is no way to give you an indication of success without having an in-depth familiarity of your case. Before dismissing your case you should...

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My attorney told me that my Ch 13 bankruptcy would be 3000. After never billing, 2 years later he filed a bill with the Court

James's answer | Answered on September 13, 2012

It appears from the facts that you and your attorney may have agreed that you would pay his legal fee through the Chapter 13 Plan. If you did agree...

James Robert Meizanis Jr.'s Answers (155)

I was just served for past HOA fees that were incurred after my discharge.

I am in the process of filing chapter 7. I am on the deed of the house but the mortgage is in another name.

If a ex-spouse filed Chapter 7 Bankruptcy can I still file and proceed with a contempt order for nonpayment of child support

Do i get to keep my bill of particulars sent to me by debt collector

The bank says they held a sale at a different time posted in the newspaper ad

Can WA garnish my wages if I live in VA?

Approach aggressively by collection agency for debt I already resolved. Made partial payment in panic. What do I do now?

My wife has credit card debt in her name only from a previous marrage. She's struggling to pay it. what happens if she doesn't?

What's the likelihood of a cram down being approved again if I voluntarily dismiss my case and refile in another jurisdiction?

My attorney told me that my Ch 13 bankruptcy would be 3000. After never billing, 2 years later he filed a bill with the Court