Questions answered by James Robert Meizanis Jr.

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If i file chapter 7 can i keep my house

James's answer | Answered on February 01, 2013

It depends. I recommend having a free consultation to discuss your potential case. Good luck.

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I have cosigned student loand that r not being paid. Can I take them to court for a judgement?

James's answer | Answered on January 15, 2013

Your concern in this matter should be protecting yourself from being held responsible for the loans as a co-signer. It is likely that if the lender...

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Was verbally approved for 100% financial aid for medical bills, but now the full amount is in collections. Can I do anything

James's answer | Answered on December 19, 2012

I agree with the other answer provided. You must have an attorney review the details and paperwork to determine if you have a legal right to appeal...

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Based on VA Code 18.2-181, if the person/business that you wrote checks to failed to notify you by mail can the charge $250

James's answer | Answered on December 18, 2012

It is unclear from your description whether you have been charged with a crime for issuing a bad check(s) or if you are being sued in a civil case...

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Is there a law suit I can bring against a bank that did not renew my 5 year loan and is now foreclosing on my lake home?

James's answer | Answered on December 17, 2012

I agree with the other answer provided. I am unclear on the details you have provided, but if you have missed payments your lender may foreclose...

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Does a computer printout from a collection agency count as validation of a debt? No copies of bills were sent from them.

James's answer | Answered on December 17, 2012

I would recommend bringing your paperwork and correspondence in to a local attorney's office for a consultation to determine your rights in the...

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Does a bank have a right to sue us over a balance on a Short sale loan that was paid off in and closed on in 2008?

James's answer | Answered on December 17, 2012

You need to schedule a consultation with a local attorney to discuss the details of this transaction. Only upon a full discussion of the details...

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What is the effect of a federal tax lien on garnishment subsequently filed by an unsecured creditor who has a proper judgment?

James's answer | Answered on December 07, 2012

It would appear to me that if the IRS has a federal tax lien against you that it would attach to your personalty, meaining all of your real and...

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Judgement lien expires 2/13 in VA. Old owner sold home.i did not get paid. Do i Sue new owner or can i writ of execution?

James's answer | Answered on December 07, 2012

I would recommend seeking a local attorney for a consultation on this matter to discuss your options. It appears to me if your lien was still valid...

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How do i stop a garnishment summons? Do i tell my employer can I get fired for this?

James's answer | Answered on December 07, 2012

I would advise seeking a consultation with a local attorney on this matter where you can provide more facts. An attorney would be able to review...

James Robert Meizanis Jr.'s Answers (155)

If i file chapter 7 can i keep my house

I have cosigned student loand that r not being paid. Can I take them to court for a judgement?

Was verbally approved for 100% financial aid for medical bills, but now the full amount is in collections. Can I do anything

Based on VA Code 18.2-181, if the person/business that you wrote checks to failed to notify you by mail can the charge $250

Is there a law suit I can bring against a bank that did not renew my 5 year loan and is now foreclosing on my lake home?

Does a computer printout from a collection agency count as validation of a debt? No copies of bills were sent from them.

Does a bank have a right to sue us over a balance on a Short sale loan that was paid off in and closed on in 2008?

What is the effect of a federal tax lien on garnishment subsequently filed by an unsecured creditor who has a proper judgment?

Judgement lien expires 2/13 in VA. Old owner sold home.i did not get paid. Do i Sue new owner or can i writ of execution?

How do i stop a garnishment summons? Do i tell my employer can I get fired for this?