Archived
Hello,
I had recently within this year filed for Chapter 7 bankruptcy relief. I had my discharged on April 7th, 2012
James's answer
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Answered on October 16, 2012
You should consult with an attorney in your area to determine if this debt was discharged in your bankruptcy case. It would be necessary for the...
Authorized credit card user and bankruptcy
James's answer
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Answered on October 16, 2012
From your description it appears that you are an obligor on the card and therefore there would be no question that this is a debt of yours and...
Archived
What if my husband dies while he is in a ch. 7 bankruptcy? Do judgment liens automatically come off the home?
James's answer
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Answered on October 16, 2012
Under Bankruptcy Rule 1016 there would be no prohibition on your husband still receiving a discharge. Removing the judgment liens would require a...
Archived
If car in accident after file ch.7 & ins co. pays to fix do I let court know even if i dont fix car?
James's answer
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Answered on October 16, 2012
Your first step should be to tell your attorney about this development in your case. He/she will be able to determine if this payment would be...
Archived
Do i need a lawyer for this issue
James's answer
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Answered on October 16, 2012
Having a lawyer would surely help you in determining whether the judgment has been satisfied and whether it may be possible to recover any funds....
Archived
How to dispute a bill that was suppose to be settled and closed 3 years ago?
James's answer
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Answered on October 05, 2012
If you have a signed note in which they admit that you do not owe anything to them, I would not worry about the new bill. As long as they are not...
Archived
I live in the state of VA. Can i be held accountable for my wifes credit card debt.
James's answer
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Answered on October 05, 2012
The creditor may not sue you for non-payment of the credit cards, but be aware that if the creditor obtains a judgment against your wife they may...
Archived
What can I do to get Capitol One to stop garnishing my wages and accounts?
James's answer
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Answered on October 05, 2012
Another suggestion is that you can send the creditor a request to verify the debt under the Fair Debt Collection Practices Act (FDCPA). You can...
Archived
My husband and i find out that our bankruptcy case still open and we build some asset since then becuase of the tax return check
James's answer
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Answered on October 05, 2012
If your Chapter 7 case has been open for more than two years there must be some reason for it. Chapter 7 cases typically only last somewhere from...
Archived
We had bk in 2010 was discharged for both the 1st and 2nd mortgage. we still paying for both loans can we stop paying the 2nd
James's answer
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Answered on October 02, 2012
It may be possible to strip the 2nd mortgage in a Chapter 13 case. It appears that you would not be eligible for a discharge in this case due to...
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