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Terri Ann Lowery

Bankruptcy and debt Attorney at Cumberland, MD

5.0   3 reviews

Licensed for 32 years

Free consultation

About Terri

Learn Terriā€™s areas of practice.

Practice area
Licensed for 32 years
State WV
Status Active
Acquired 1996
Updated 11/29/2022
State MD
Status Active
Acquired 1990
Updated 07/12/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Terri

Trozzo, Lowery & Weston
Terri Ann Lowery
1185 Mt. Aetna Road West
Hagerstown, MD, 21740
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5.0 / 5.0
  3 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by Tim O'Hara | November 6, 2014
The Best Attorney I've ever known !
Terri helped me through my legal problem and actually ended all of the stress that I was having. She never once talked down to me or judged me. She never ignored a call and went far beyond what I have ever seen. I'm not just saying this. Truthfully she is just a great all around person. I don't ever remember meeting anybody that was more well versed in all aspects of understanding and professionalism. I was and am impressed with her as a great attorney. I actually refer to her as my " Cracker Jack Lawyer " Thanks Terri, for making that time of my life much more bearable. I won't ever forget it..... !
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Posted by John | November 7, 2014
Terri was very helpful and accommodating from the very first meeting. She, and her tremendous support staff, made a very difficult and traumatic event manageable and peaceful. I would highly recommend Terri as an attorney that knows her business and understands what her clients are experiencing and works with them to move on.
Posted by Aaron | December 23, 2014
Professional, very helpful and supportive
In my opinion, Ms. Lowery handled our case with the utmost professionalism, and really helped my wife and I get through the process with as little frustration/headaches as possible. It's apparent that Ms. Lowery is very knowledgeable and well-versed in her practice. She effectively explained all the applicable details of our case, and clearly let us know exactly what was required of us. Ms. Lowery's professionalism and expertise were reiterated when he had our hearing, and had the opportunity to witness other lawyers - from my perspective, she is clearly a level above the other lawyers we saw. Throughout the process, Ms. Lowery and her staff kept us informed and were good at responding to all the questions we had. If I were forced to go through this again, I would make the same choice in selecting Ms. Lowery to represent us.
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  • Free Consultation 60 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 9.7 (Superb)

Work Experience

  • Attorney
  • Trozzo, Lowery & Weston, LLC
  • 1995 - Present
  • Attorney
  • US Department of Justice
  • 1992 - 1995
  • Attorney
  • Shapiro & Burson
  • 1990 - 1992


  • University of Pittsburgh
  • JD - Juris Doctor
  • 1989
  • West Virginia University
  • BS - Bachelor of Science
  • 1986


  • Allegany County Habitat for Humanity
  • Board of Directors
  • 2012 - Present
  • Allegany Law Foundation Board of Directors
  • Member
  • 2012 - Present
  • Maryland State Bar Association Policy Review Committee
  • Member
  • 2018 - 2019
  • Maryland State Bar Association, Consumer Bankruptcy Section
  • Chair
  • 2017 - 2018
  • Maryland State Bar Association
  • Consumer Bankruptcy Section Executive Counsel
  • 2013 - 2019
  • Allegany Law Foundation Board of Directors
  • President
  • 2012 - 2014
View all associations

Languages Spoken

  • English


  • Client Rating
  • Martindale-Hubbell
  • 2012
  • Pro Bono Attorney of the Year
  • Allegany Law Foundation
  • 2003
  • Lee A. Caplan Award
  • Maryland Pro Bono Services
  • 2002

Speaking Engagements

  • Spring Break
  • Getting Paid in Chapter 7 and 13 Cases
  • 2018
  • Domestic Relations
  • Domestic Relations and Bankruptcy
  • 2018
  • Annual Meeting
  • Bankruptcy and Tax
  • 2018
  • BBA Spring Break
  • Ethical Issues: Attorneys Fees
  • 2015
  • Annual Meeting
  • Mortgage Modification and Mediation
  • 2015
View all speaking engagements

Attorney endorsements

Received (3)
Given (2)
Bankruptcy and debt Attorney | Dec 20
Relationship: Fellow lawyer in community
"I wholeheartedly endorse this lawyer. A brilliant, trustworthy and highly respected attorney in the legal community."
Bankruptcy and debt Attorney | Dec 15
Relationship: Fellow lawyer in community
"Terry Ann Lowery is a valued volunteer attorney in Avvo community and I welcome her continued participation. I am honored to be able to endorse Attorney Lowery."
Unknown Attorney | Nov 11
Relationship: Fellow lawyer in community
"I have known Terri for a number of years as co members of the Consumer Bankruptcy Section counsel. She is dedicated to her clients. She is a great resource to other attorneys who trust her knowledge and judgment. You will be hardpressed to find a better lawyer."
Bankruptcy and debt
Bankruptcy and debt

Avvo Contributions

57 Legal Answers 0 Legal Guides
Cumberland Bankruptcy and debt Lawyer Terri Ann Lowery
Terri Ann Lowery
Bankruptcy and debt Attorney
Cumberland, MD
Licensed for 32 years
Free Consultation