If your final discharge is pending, do you risk dismissal of the case if you apply for further credit?

There is nothing in the bankruptcy laws that prevent you from applying for credit after you've filed a chapter 7 bankruptcy. Please just bear in...

Tracking down old debt, Bankruptcy, Credit Report

You should do your best to include all of your creditors. If it is not on your credit report, you can't remember the creditor, they don't have a...

I think that dismissal and refiling is a better option than modification because you will have more time to repay the arrears in the new case...

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Can I get out of a creditors court date that I was summons to? I am filing bankrupsty and could deal with them on that court day

Unfortunately there is no pre-bankruptcy notice that you're looking for. If you don't go to court there may be a judgment filed against you and if...

Can I get out of a court date for a summons I recieved from a creditor? I am in the midst of filing bankruptsy.

If your creditor has a normal claim (credit card, etc.) your bankruptcy filing will stay the court date. You should try and file before the court...

We filed Chapter 7 in 2007, maintained our house and HELOC payments. Need some advice about how to handle HELOC issue.

The 2nd part of your question is easier to answer than the 1st. If you did not reaffirm either of those mortgage debts then you will not be subject...

I am getting a divorce and my wife has credit cards in her name only. Am I responsible for them if she doesn't pay them?

You should download your credit report to be 100% percent certain that the credit card companies are not asserting a claim against you. Once you...

What are options POST Bankruptcy on Chapter 7 (CA)

Your confusion is common. Many debtors to not fully understand that really there are 2 cases going on in a typical chapter 7 case: a case involving...

I paid a lawyer to file Chapter 7, I did not qualify. Do I get some of that money back?

If you paid a lawyer for a complete chapter 7 case you are entitled to get some of that money back. Most jurisdictions have developed rules and...

Its been over a year since I filed bankruptcy and Bank of America is still hasn't auction off my home.

This has become a huge problem all around the country. Large banks are simply not foreclosing, and the owners remain responsible for property...