I filed a chapter 13 about two years ago. I had arrears on my mortgage and put that amount into the plan which was confirmed. Now I have fallen behind on the mortgage again. I have not paid my post petition mortgage for six months. However I am up to date with my payments to the trustee. Question: Can I put my new arrears payments into a new or modified plan? Please don't tell me to ask an attorney because I have asked two and gotten two different answers.