Archived
If I make a non-refundable payment to rent a moving truck of $1200 right before filing BK, do I need to exempt that payment?
Ronald's answer
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Answered on February 16, 2014
You are probably ok and likely don't need to exempt the payment. I have a question though: how long is the time between the date you made the...
Archived
I have been in Chapter 13 Bankruptcy for the past 3 years. Is it possible for me to cram down my mortgage payment?
Ronald's answer
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Answered on February 16, 2014
In short, if this is a first priority mortgage you most likely cannot cram down the loan because it is a loan secured solely by your primary...
Archived
Does a bankruptcy erase a debt even if a lawyer signed a lien?
Ronald's answer
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Answered on February 16, 2014
When you and your lawyer signed the lien, you gave the chiropractor first rights in any recovery you may receive from your accident, whether by...
Archived
Can I put condo fees I owe of over $15,000 on Chapter 7 bankruptcy and not be foreclosed by my condo association ...
Ronald's answer
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Answered on February 15, 2014
Trying to read between the lines of your question, it appears you want to stay in the condo as long as possible without paying. To accomplish this,...
Can an attorney get in trouble for helping a client hide assets?
Ronald's answer
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Answered on February 15, 2014
Without assuming that your lawyer will or will not act ethically (or intelligently) I'm not sure what you mean by "hide" assets. There are a great...
Archived
Is bankruptcy state or federal and what is punishment if found to have hidden assets?
Ronald's answer
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Answered on February 15, 2014
Here are the very bad things that can happen:
1. Your dad can get sued to recover all of the assets you put into his name. This would be an easy...
Archived
Is it a violation of the discharge injunction for a creditor to pull credit reports for "account review" on discharged debts?
Ronald's answer
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Answered on February 15, 2014
In some ways, your question is more a state law question than bankruptcy law. It doesn't appear that the act of pulling your credit report is an...
Archived
What are my rights regarding wage garnishment?
Ronald's answer
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Answered on February 15, 2014
The critical first step is to get all the facts. Do you acknowledge that you owe the money? Can you review the docket to see how the creditor...
Archived
Garnishment in the State of Washington
Ronald's answer
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Answered on February 15, 2014
Your question doesn't indicate when you received the writ. This is important because if you didn't employ the debtor at the time you received the...
Archived
Can a person sue someone for a debt if payments are made consistently?
Ronald's answer
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Answered on February 15, 2014
In the absence of a written agreement, a court will need to hear from the parties to ascertain their intent to determine whether there really is a...
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