Wayne K Clark

Hello I just want to say I called the Civil hotline for free attorney advice. Mr. Wayne Clark picked up and after I explained my situation as far as all of the loan modifications that I have been doing with my bank and their denials. I also explained to him that in a panic state one night, I hired an... attorney off a commerical and paid him almost $3,000 to help with a loan modification that was denied. Not knowing that the attorney had possibly done something wrong Mr Clark advised me what I needed to do to get my money back from that attorney. Mr. Clark also advised me in approx 1 hour what I was fearing all along. See I had been fighting to save my home for almost 2 years, thinking I could. He asked me questions and evaluated my salary the home loan as well as the value of my home. In doing that he gave me an assessment of why the bank probably kept dening my loan modification and he made me realize that unless my income increased substantially like ASAP that my chances of saving the home was not great, that was the honesty do I need it. All I did the past two years was kept fighting and the amount of my past due balance increasing, and the bank was letting it happen. The bank has given me unrealistic expectations based on my salary and the likelihood that I would be able to catch up on the past due balance. For the first time in 2 years I was hit with the best reality check that I needed. I went to my church and prayed with my pastor and then contacted a realtor who basically advise me of the same thing. I did exactly what Mr. Clark told me to do and contacted the attorney, told him to give me my money back within one week and if he did not the steps that I was going to take in getting the money back. That attorney panicked to my surprise and did not fight me. I had my money within 4 days honestly, I could not believe it, I thought that money was lost and gone and thrown down the drain. I'm now prepared to move forward and start again. I'm so thankful to Attorney Clark because basically my funds were gone and he helped me get my money back free of charge with his advice. I truly feel he was a God sent and I would refer him to anyone anytime and any day. Thanks again Attorney Clark for all your help, bless you.