Prior to obtaining a job in the legal field I worked in Human Resources for a security & guest service company servicing the needs of M&T Bank Stadium and the Baltimore Ravens. In my second year of law school I was asked to become a paralegal at ...
Practice areas & skills: Debt Settlement, Chapter 13 Bankruptcy, Debt Collection, Chapter 7 Bankruptcy, Adoption
Review: “This attorney is absolutely fabulous. He is detailed, thorough, kind and compassionate. He did an outstanding job assisting me and I have already recommended him to others. I would definitely use his services again.”
Practice areas & skills: Debt Settlement, Foreclosure, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.