Can the irs take my return?

The question here is if your 2005 taxes were discharged. Income taxes are dischargable in bankruptcy if: 1. They were more than three years old...

If we do not reaffirm our mortgage in our CH 7 bankruptcy, what is the approximate time line before the premises must be vacated

That depends on how strongly your mortgage holder wants to take possession of the property. Once you file bankruptcy, the automatic stay will bar...

We make 8,000 more than the median to file chapter 7, but don't have anything left after bills to pay chapter 13.. what now?

You may still be able to file under chapter 7 if your income minus the expenses allowed by the IRS leaves you with less than enough to fund a...

I'm trying to get an divorce

This is pretty straightforward. You can get a divorce in Virginia after one year of separation. Hire an attorney and it should take less than a...

Someone called me claiming to serve me with a court summons for a debt from 2003

Talk to a local attorney and find out if a suit has been filed. It sounds like they are hoping to scare you into sending them a small...

Is my car exempt from ch 7 bankruptcy?

Nevada allows you to exempt up to $1500 for your car unless it is equipped for a handicapped person in which case there is no limit. Assuming you...

Creditors and Lawyers won't stop calling my mom for my debt.

This sounds like a textbook violation of the Fair Debt Collections Practices Act. Start keeping a detailed record of the calls - who called, who...

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Son's car insurance as reasonable expense in Chapter 7 bankruptcy?

This is a judgment call based on the "totality of the circumstances." The insurance on the 20 year old is a stretch as adults are expected to care...

Read Q about chapter 7 discharged debtor trying 2 force foreclosure on home to avoid HOA fees. Is it true can quitclaim to HOA?

You can't give what you don't have. If, like with most bankruptcy filers, your mortgage was underwater, then you have no value in the home to...

If I'm on ch13 bankruptcy and the Trustee takes my tax return, will that money go towards what's owed?

Anything the trustee takes will go towards repaying your creditors minus the trustee's commission. I doubt the trustee would take the refund...

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