Archived
Will my name remain on a mortgage after filing ch 7? I am divorced, ex spouse not filing BK and we are both on mortgage.
Erÿk's answer
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Answered on March 28, 2013
Your discharge should relieve you of responsibility for any deficiency on the mortgage. You should review any separation agreement you made during...
Archived
Am I eligible for student loans and grants if I file for bankruptcy?
Erÿk's answer
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Answered on March 13, 2013
Bankruptcy is no bar from getting a loan. The choice to lend you money is up to the lender. That being said, be sure that what you plan to study...
Archived
I help understanding legal document regarding bankruptcy chapter 7.
Erÿk's answer
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Answered on March 12, 2013
If the trustee filed a report of no distribution then there either was no equity in the home or too little equity to make it worth his time. ...
Archived
Credit Cards after bankruptcy?
Erÿk's answer
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Answered on March 12, 2013
Be very wary of taking on credit after getting a discharge, especially given the type of lender who will offer credit. You will taking on high...
Archived
Can I still sue my ex for 4k that he 'borrowed' after putting a bill in my name. He says he won't pay me back because of ch13.
Erÿk's answer
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Answered on March 12, 2013
He had a duty to list all of his creditors, including you, when he filed. You should find out what the status of the case is and talk to a lawyer...
Archived
Can someone file chapter 7 Bankruptcy in 2013 having a chapter 13 bankruptcy discharged in 2010
Erÿk's answer
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Answered on March 11, 2013
You haven't said enough to answer. There is a six year waiting period from the filing date if she got a discharge in the prior bankruptcy but...
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Archived
How many times can the credit agencies report a bankruptcy on your credit report if you only filed it one time?
Erÿk's answer
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Answered on March 10, 2013
Contact the agency and get them to correct the erroneous information.
Archived
I have 4 past due payday loans . The total amount is around 7,000 . Could you recommend a safe debt consolidation company?
Erÿk's answer
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Answered on March 10, 2013
You may wish to look into filing under Chapter 13. You can pay back the loans in full but without the interest and fees. The will legal and...
Archived
I filed a chapter 13 bankruptcy and I put are home loan in the bankruptcy and they are still try to collect what do i do?
Erÿk's answer
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Answered on March 08, 2013
If you are trying to keep the property, you need to stay current on the mortgage or they will lift the stay and foreclose. If you surrendered the...
Archived
Can I re file chapter 7 after dismissal due to not showing up for a " show cause hearing"
Erÿk's answer
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Answered on March 06, 2013
There are a number of questions present here. Was the dismissal order without prejudice? Had a motion to lift the stay been filed? Is your...
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