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Moved out of house,got divorced, filed for CH 7, Discharged. House included. Over 4 yrs gone by; they keep switching banks.
Erÿk's answer
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Answered on March 06, 2013
One of the more infuriating parts of bankruptcy work is surrendering real estate that the banks, by virtue of being up to their eyeballs in...
Is it okay to charge necessary dental expenses to a Care Credit card just before filing for Chapter 7 Bankruptcy ?
Erÿk's answer
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Answered on March 06, 2013
I won't advise you to take on debt prior to filing. I can say that a creditor could object to a debt incurred right before filing in which case...
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I filed for Chapter 7 bankruptcy and was charged a bankruptcy fee by my mortgage. Can they do this?
Erÿk's answer
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Answered on March 06, 2013
I would like to know how they incurred $300 in fees. Unless they wanted a reaffirmation, all they had to do was check your statement of intention...
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I have a garnishment in Virginia.... a hospital bill to be exact. I'm moving to Charlotte, NC...will the garnishment follow me?
Erÿk's answer
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Answered on March 06, 2013
Other than waiting 20-40 years for the judgment to expire, the only ways to make a judgment go away are either paying it or discharging it in...
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Can I sue a person who has never made a payment on a $45,000 note loan two years past due-in-full date and ever collect?
Erÿk's answer
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Answered on March 05, 2013
He could file bankruptcy but that does not necessarily mean you would get nothing. If he files under Chapter 7 and has a home or other assets then...
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How do I start court proceeding against my Management co. in VA from NY?
Erÿk's answer
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Answered on March 05, 2013
They have the duty to prove what you owe, not you. Demand to see an accounting from the collection agency before you pay them anything. You may...
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Confused as to what to do on an ex - spouse filing Chapter 7 bankruptcy ?
Erÿk's answer
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Answered on March 04, 2013
You may also wish to make sure the trustee is aware of the car, the home and any other assets she may be concealing as those assets may need to be...
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Can social security income be attached for a credit card judgment .
Erÿk's answer
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Answered on March 03, 2013
SSI income can not be garnished but you need to be sure it is separate from any other income. If you have it in a bank account, make sure that...
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I am currently married and looking to file BK individually. I know I have to include my spouse's income, but I have 2 questions:
Erÿk's answer
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Answered on March 03, 2013
The trustee may ask for proof of expenses if they seem unusual or high. This may mean bank statements, bills or receipts. You are only required...
Midland has bought out my Orchard Bank Credit Card. Midland, not Orchard Bank is trying to collect by phone calls, so far.
Erÿk's answer
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Answered on March 03, 2013
If the debt is legitimate and Midland been assigned the debt then, yes, you do owe them but subject to the same terms as the original creditor. If...
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