The federal government (IRS) and student loans do not need a court order to garnish your wages. Am I correct?

Certain student loan debts can be garnished without a court order. They have to send you a written notice of intent to garnish first though....

I applied 4 a job that required a criminal background check. When they got it back they didn't inform me instead I heard it from

Did the prospective employer give you a copy or an "adverse action notice" i.e., a notice of where you can obtain the information on the background...

My own mother got a credit card, put my name on it without my knowledge or approval, and now the collection agency is coming.

The first step you should do is check your credit report from all 4 major credit bureaus - Equifax, Experian, Trans Union and Innovis. You can get...

How do I deal with Chase for Reporting me to Chexsystems despite being a victim of Identity theft and clear my name?

As Ms. Wells indicated, this first thing to do in the case of identity theft is report it to the credit bureaus (consumer reporting agencies). ...

City of Chesapeake garnished my wages and they have the wrong person sent my social security number to several wrong addresses?

It sounds like you may have a case, but I would need more information. Why are they claiming you owe the money? From your description, it sounds...

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Can a bank take an old debt that is past 7 years, and was reported, change the date and place it back on your credit?

Unfortunately, this is not uncommon. Some disreputable collection agency "reage" the accounts in an attempt to collect on stale debts. This...

I'm an ID theft victim and was sued by a company in a different state.Eventually dismissed but I want to be reimbursed all costs

There are several issues presented here. First, you may have a claim under the Fair Debt Collection Practices Act. This Act governs activities of...

My x wife has access my credit score by using my SS# & her E mail address

This is an FCRA violation. She had no permissible purpose for obtaining the credit report. You should consult an attorney experienced in FCRA...

Can i sue the morgage company for opening a morgage under my name when i was underage?

From your description, I am assuming that the mortgage is being reported as derogatory against your credit. In general, if you did not authorize...

In 2003 I had my indentity stolen at that time i didn't get a police report, now i have a judgement againts me. what to do now?

First, if you have a judgment against you, were you properly served with that judgment? Did they serve it at your address, or at the identity...