I want to take legal action against wells fargo.

It depends on whether you can prove Wells Fargo refused to accept the pay off. If you can prove this, you should submit the proof to the credit...

I have been going through fraud situations on my credit for a few years now. I want to know, what is the best thing to do?

It sounds like you have been the victim of identity theft. Once you become victimized by an identity thief, it is difficult to get your credit...

Are debts that are dropped from my c-report after the statute of limitations still eligible to be persued by the credit granter

There are two separate time frames you are looking at. The Statute of Limitations is just the time within which the creditor can file a lawsuit -...

Selected as the best answer

What is my best approach and how should I go about suing Kay Jewelers for Illegally giving me a Credit Card?

I disagree with the other answers - under the Fair Credit Reporting Act, they can not run your credit unless you give them authority to do so. ...

Selected as the best answer

Can the company that opened the accounts to the person that stole my identity be held liable

You should dispute the account with all 4 credit bureaus (Equifax, Experian, Trans Union and Innovis). Dispute it in writing, via US Postal...

Do I have any recourse when the Direct Loan Servicing Agency denies my request to reverse a negative report to credit bureaus?

This may depend on the type of loan that was given. For certain educational loans, you can enter what is called a rehabilitation plan, whereby if...

Someone stole family ssn and name & got credit card, is this a criminal offence.

You could file criminal charges, but that does not really fix anything for you. You need to get this removed from your credit. Get a copy of your...

What is the law in virigina about identity fraud?

You need to check what happened in the criminal case. However, regarding your job - in order for your employer to access and use your credit...

Credit card from ex-husband is now being reported in credit report as ONLY being mine and equifax dispute didn't correct it

In addition to the questions asked by other counsel, it would also be helpful to know whether there was a judgment against you - you mention a...

This will take several steps. First, dispute all 3 judgments with the credit bureaus (Equifax, Experian, Trans Union and Innovis). Attach...

Selected as the best answer