Archived
A car dealership didnt file the paperwork on time on our trade-in. It ruined our credit. Is it possible to clear it up?
Thomas's answer
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Answered on May 25, 2012
There is good news and bad news. The bad news is that unfortunately, this is something the bank does not have to correct - if the car dealer, who...
Archived
Credit Info
Thomas's answer
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Answered on May 25, 2012
Your credit report has a section for inquiries by third parties - this will show all inquiries in the last 2 years.
Archived
Police Report?
Thomas's answer
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Answered on May 24, 2012
The police report will allow you to get a permanent identity theft freeze on your credit report. You may or may not want to have this type of...
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What remedies do you have against a lawyer when he makes a deed in your name for a property you have never owned or seen
Thomas's answer
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Answered on May 24, 2012
If what you say is true, then you would not be liable for the mortgage, and it should not be appearing on your credit report. You should get a...
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What about a spouse who uses his wifes identity to get credit cards without her knowledge and then does not repay them?
Thomas's answer
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Answered on May 23, 2012
If she did not get served with the lawsuits, she should file a motion to vacate the judgments, and then defend them based on the identity theft. ...
Archived
How do I fix my credit?
Thomas's answer
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Answered on May 23, 2012
If the loan required you to pay starting on a certain date, then you would be required to pay then, regardless of whether you got monthly...
Archived
Does this constitues a form of identity theft or just fraud?
Thomas's answer
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Answered on May 22, 2012
I concur with Ms. Wells' response, but would add that in addition to getting your credit report from Equifax, Experian and Trans Union on the...
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My Mother is 99 and lives in NY; a male 33 year old relative took out a car lease in her name without her knowledge in Florida.
Thomas's answer
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Answered on May 22, 2012
Whether or not it is legal in Florida for a dealer to sell a car without a license plate number on the application is (mostly) irrelevant to this -...
Archived
Confused...I have bills in collections from when I was a minor?
Thomas's answer
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Answered on May 21, 2012
You will probably need to get guidance from an attorney in Nevada - in most states, you would not be personally responsible for medical bills from...
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Archived
Credit report "potential negative" - Is this my fault?
Thomas's answer
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Answered on May 21, 2012
I have never heard of a credit furnisher who you do not owe anything to reporting negatively to the credit bureaus because they are unable to send...
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