Vivian A. Houghton

Vivian A. Houghton

4.2
Rating: 7.5

Licensed for 45 years

Bankruptcy and debt Lawyer at Wilmington, DE
Practice Areas: Bankruptcy & Debt, Real Estate, Tax

800 N West St Fl 1, Wilmington, DE

About Vivian

Biography

Practice Areas

3

Practice Areas

Bankruptcy and Debt 90%

Consumer Bankruptcy- Chapter 7 & Chapter 13

90%
Tax 2%

Tax Preparation ONLY

2%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes


Payment Methods

  • Cash
  • Check
  • Credit Card

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Licenses

Licensed in Delaware for 45 years

State: Delaware

Acquired: 1980

Active

No misconduct found

Licensed in Maryland for 35 years

State: Maryland

Acquired: 1991

Inactive - Retired

No misconduct found

Location

Law Office of Vivian A. Houghton, Inc.

800 N West St Fl 1, Wilmington, DE, 19801-1565

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Vivian A. Houghton's Reviews

Avvo Review Score

4.2 /5.0

10 Client Reviews

Filter Avvo Reviews (10) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 2 of 2 reviews | Debt Collection

Posted by Angie | July 31, 2025 | Hired Attorney | Debt Collection

Vivian Houghton and Staff OUTSTANDING!!!!

Vivian Houghton and her staff, in particular Luci, was wonderful with me regarding my Chapter 13 Bankruptcy. They were caring and understanding. Ms. Houghton put me at ease right away about the terrible financial situation I was in. She made me feel like it was okay and stuff happens beyond our co...ntrol. That ease carried over with Luci. I loved working with both of them. Ms. Houghton's fees were reasonable and she did not charge anything up front for my Chapter 13. My car was repossessed and she was able to get it back for me. All I had to pay was the filing fee and the credit report fee. All her fees were put into my Chapter 13. I cannot say enough about Ms. Houghton and her staff. You will not go wrong with Ms. Houghton and this law firm.

Posted by Eric | June 07, 2023 | Debt Collection

Vivian A. Houghton's - Moral Deficiency

I reached out and spoke to Vivian Houghton via phone in order to possibly obtain her services for filing bankruptcy on my behalf. She recommended that I should proceed through 'Legal Service Corporation' and notify this agency that there was an urgent matter to my case that warranted this agency to p...ick up my case free of charge and use Vivian Houghton's office to represent my bankruptcy filing through them, free of charge to me, Vivian stated that her lawyer's fees through the obtaining of this agency would be at a lower price. Vivian Houghton herself advised me to say to this agency, that my creditors were taking action to have my wages garnished and that I could not afford this wage garnishment and to sound desperate in order for the agency to sympathize with me. Well, this was not true. She went on to say I needed to continue to reach out to Legal Service because they will not return my calls. Now, after days of not being able to reach Legal Service...I contact Vivian Houghton and spoke to her again and related my failed efforts to reach Legal Service, and that instead, I was considering obtaining her service without the agency's financial help...that I instead would pay her directly for her services. She then declined to represent me in my bankruptcy case. Advising me instead to represent myself or look for another Lawyer to represent me.

Vivian Houghton

Replied last June 09, 2023

Because you described your financial circumstances in such dire terms, I referred you to Legal Services so they could qualify you financially for free services and you would not have to pay my attorney fees. Most times , if you qualify financially, they will send you back to me to complete your Bankruptcy at no cost to you. They do pay me a fee; however, it is substantially lower than what I would charge you or anyone as a private attorney. There are other private Bankruptcy attorneys other than me who participate in this program. The information I gave to you about my relationship with Legal Services is lawful and not a lie. I do this as a service to my Community. I declined to take your case because I concluded after interviewing you by telephone that there appeared to be a personality conflict. I apologize for that.

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Vivian A. Houghton's Lawyer Endorsements

Endorse Vivian
Gregory M. McCauley Jr. headshot
Gregory McCauley

Bankruptcy and debt lawyer | May 28

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Bayard Marin headshot
Bayard Marin

Bankruptcy and debt lawyer | Feb 02

Relationship: Fellow lawyer in community

"I have known Vivian for many years. She is the first person I would recommend to an individual having serious financial troubles. She is extremely competent in the field of bankruptcy. She cares about people and will fight for her clients. She is a great resource to have in our bar."

Ronald Lee Burdge headshot
Ronald Burdge

Bankruptcy and debt lawyer | Dec 05

Relationship: Fellow lawyer in community

"I endorse this lawyer. Vivian has been a member of the same professional group of Consumer Law attorneys as I am, for a decade. She knows bankruptcy law extremely well from her years of handling the financial problems and bankruptcy cases of consumers who need her help. She is smart, she knows the law, and she cares about her clients and making sure that they get the best legal advice possible for them and their families. If her office is anywhere near you, I recommend her to you."

View All Endorsements

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This attorney hasn't created any attorney endorsements recently on Avvo.

Experience

Rating:  7.5 (Very Good)

Honors

2025

Top Lawyers Most Recommended By their Professional Peers, Delaware Today Magazine

2024

Top Lawyers Most Recommended By their Professional Peers, Delaware Today Magazine

2023

Top Lawyers Most Recommended By their Professional Peers, Delaware Today Magazine

2022

Top Lawyers Most Recommended By their Professional Peers, Delaware Today Magazine

2010

Top Lawyer in Bankruptcy, Delaware Today Magazine

2001

Top Lawyer in Bankruptcy, Delaware Today Magazine

N/A

Top Lawyers, Delaware Today Magazine

Work Experience

1980 - Present

Owner/CEO, Law Office of Vivian A. Houghton, Inc.

Associations

National Association of Consumer Bankruptcy Attorneys

member

National Association of Consumer Attorneys

member

Education

1979

Widener University School of Law

JD - Juris Doctor

Publications

1991

brochure Bankruptcy Facts and Fiction – What You Need to Know to Protect Yourself

Languages

English

Avvo Rating

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  • Experience & background Years licensed, work experience, education
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Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution