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BANK GAVE ME A TRIAL MODIFICATION, NOW I APPLIED FOR A FULL MODIFICATION. THE BANK IS THREATENING FORCLOSURE. CAN THEY DO IT?
George's answer
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Answered on March 16, 2015
What is happening is two separate things. You are proceeding along the loan modification process, which is good. If you were made an offer by the...
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If you didn't put your property be it house or car in your bankruptcy why would it come up on your credit report that you did
George's answer
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Answered on March 15, 2015
When you say that you did not put the house and the car (and, I assume, you mean the mortgage and the car loan) in the bankruptcy, I think what you...
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Am i responsible for a mortgage after i did a quick claim deed transfer?do i need bankruptcy protection? (i have no debt at all)
George's answer
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Answered on March 07, 2015
Whomever you spoke with at the mortgage company is incorrect. Your transfer of the deed, or the fact that the court ordered your ex to refinance,...
Do I have to wait 180 after my Chapter 13 bankruptcy case was dismissed?
George's answer
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Answered on January 15, 2015
The simple, literal answer to your question is "No, you don't have to wait 180 days." However, the concerns of my colleagues regarding the extent...
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Do I qualify for Chapter 7?
George's answer
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Answered on December 29, 2014
The median family income for a household of 4 in Pennsylvania is $84,396. However, DO NOT make the mistake of thinking that that precludes you...
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Self employed professional. Lost major client during recession. Used credit cards and lines of credit to carry on.
George's answer
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Answered on December 29, 2014
The above answers are correct. As for the details. you are welcome to contact me, but I'd suggest calling Mr. Carr or Mr. Dunne, who are a little...
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Can they take our primary residence in Pennsylvania if they have a large civil judgment against us?
George's answer
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Answered on December 01, 2014
If they transfer the Florida judgment to the county you live in in Pennsylvania, it is a lien on your residence, and yes, they can foreclose on...
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What happens to my variable rate HELOC when I file for bankruptcy?
George's answer
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Answered on December 01, 2014
Both you and the lender are bound to honor the terms of the loan contract. So, after the bankruptcy is filed, 1) the interest rate applied will...
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Can I face criminal charges for lying about income on a credit card application?
George's answer
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Answered on October 22, 2014
If you were making 70k at the time you said you were making 70k, it wasn't a lie. If you were only making 45k, it might be considered credit card...
What property is exempt from creditors in PA before bankrupcty?
George's answer
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Answered on October 17, 2014
In Pennsylvania, you can choose the state exemptions (which, as Attorney Bartholomew states above, are meager), or the federal exemptions, which...
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