What do I do if I'm contacted with a settlement offer for a debt that I don't think is mine, and the sol may have run out?

Mr. Gambrell's advice is correct. Keep in mind, however, that it is not illegal to try to collect a debt that is beyond the statute of limitations....

Because it thought you did own property there

Do I need a FDCPA attorney?

It is perfectly legal to sue on a debt even though the debt was incurred so long ago that the statute of limitations has run. The statute of...

Respectfully, I disagree with a portion of Mr. Corbin's answer. Sallie Mae is not the government. It is a private lender. Prior to 2010, it...

Can I do a face-to-face bankruptcy creditor meeting by skype/ video conference, or have it waived entirely?

I have represented clients at Meetings of Creditors where I was at the hearing room, and the clients were in Stockholm, Sweden. The meeting was...

Today I was served at my home by a sherrif with a lawsuit from a credit card company that I could no longer pay.

If your only income is SSDI, you are probably entitled to free legal services. Contact Mid Penn Legal Services. They may be able to help you with...

Call a bankruptcy lawyer. Most lawyers will give free, brief consultations on the phone. It may be that you are "judgment proof." Although that...

Is bankruptcy our best choice?

I know that AVVO users get tired of being told to go see an attorney, but that is clearly what you should do. Almost all bankruptcy attorneys give...

If you declare bankruptcy is it possible to recover wages or levies against a bank account that judgement creditors have taken?

It depends if the funds have actually been taken, and when. If the attachment freezes the account, and the funds have not been transferred from...

Can creditors immediately forgive debts in response to a debtor declaring bankruptcy?

I think that once the bankruptcy is filed, anything the creditor does is null and void. It brings up an interesting scenario, though. If the...