Will bankruptcy help me in my situation, and what impact will it have on my job?

It is important to know whether you have any "non-exempt equity" in your house. You really need to speak to a bankruptcy attorney to help you...

How does my wife's lien effect me?

Yes. When you married her, you did not marry her liens.

Having a problem with my student loans which I believed were rehabilitated but apparently another one popped up. Help

You need a "income based repayment"(IBR) plan. That is a plan where your monthly payment is dependent on your income, not on the balance of the...

Does a debt past the statute of limitations have to be included in a bankruptcy filing?

Mr. Laputka is, as usual, completely correct, with regard to his ENTIRE answer. Read his answer again, and take and trust his advice, now and in...

Received a claim for exemption via mail from LVNV. What is this?

My guess is that LVNV has already obtained a judgment, has attached your bank account, and has provided the exemption claim form so you can take...

How long does a declaration of bankruptcy stay on ones record?

Mr. Rubin is correct. However, it is important to understand when the 7 year/10 year period starts. Both time periods start when the discharge is...

Divorce during bankruptcy.....

I agree with my colleagues' answers, and I also want to add that you need to be very careful about any equitable distribution issues. At the moment...

Can a company add interest on a judgement?

What you may think is interest might actually be fees and costs. Look at the text of the judgment itself. If it says " plus fees and costs," the...

For a bankruptcy 341 Meeting of Creditors in the State of PA, how many months of bank statements are required?

It depends on your trustee. Four of the trustees I regularly appear before require one bank statement -- the one that covers the date you filed the...

I wouldn’t worry too much about the late charges showing up on your monthly statement. This happens because the mortgage holder’s computers can’t...