If I have a debt that says "Charged off as bad debt Profit and loss write-off", will they still try to collect?
Christopher's answer
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Answered on October 12, 2018
Yes a charge off is just for accounting purposes and this is indicated by the “profit and loss’ language. GAAP and/or banking regs require that...
Can a creditor take money from joint bank account
Christopher's answer
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Answered on October 05, 2018
Well, in our fair Commonwealth, unless there is evidence of a different intent (to create a another estate such as joint tenancy for example),...
Archived
What do I do if my sons mother forged my signature on his birth papers, while I was incarcerated???
Christopher's answer
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Answered on October 03, 2018
I don’t see how this is debt related but forgery is usually a defense to any claim against the purported signer. Since you were incarcerated at...
Archived
Who is responsible for ejectment when a HOA fails to make payments on the mortgage?
Christopher's answer
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Answered on September 25, 2018
This is a confusing presentation. We do not have sufficient facts to respond to your question adequately but if the HOA is contractually bound to...
Can my ex boyfriend sue me for money that he helped me back in 2008 and recent year maybe 2013-15?
Christopher's answer
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Answered on September 24, 2018
Well technically the first loan might be construed a contract to pay him back, an oral one. But, I think most likely that most courts in PA would...
Archived
Why is it so hard to get in touch with my disability lawyer?
Christopher's answer
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Answered on September 23, 2018
This is not really a question involving insurance but more one of legal ethics. Your counsel has an obligation to keep you informed about the...
Archived
What happens if I don’t show for a deposition?
Christopher's answer
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Answered on September 13, 2018
I agree with atty, Rubin and will just fill in a bit. If this is an old judgment then the statute of limitations does not help you but as he...
Archived
What does the Lemon Law state in Pennsylvania?
Christopher's answer
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Answered on September 13, 2018
While if your dealer provided a warranty you may have a recovery there, PA lemon law does not apply to USED cars.
Archived
Can someone’s insurance order a rental car for you, say they’re paying for it then turn around a month later and say they’re not
Christopher's answer
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Answered on September 13, 2018
Yes they can. IF they are right about responsibility for the accident. I would try to get it covered by your own insurer under your policy. If it...
Archived
Correct way to repo a car?
Christopher's answer
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Answered on June 10, 2018
Don’t resort to “self help”. Unless your name is listed on title as lien holder you must first use legal process (ie get a judgment for breach of...
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