Neither phrase is helpful to you and is confusing (or worse) to others: 1. The proper format to put the world on notice that you claim copyright...

I had a private student loan charged off. the first missed payment was jan 2010 and i live in PA. should i try to negotiate?

My colleagues are correct that if the DoE has backed this loan there is no statute applicable. You did state however, that this is a PRIVATE loan...

I bought a new car and 3 days later they said they made a mistake on the contract and need me to come back.

It sounds like you are facing a variant of what is called a yo yo sale, also called a “Spot Delivery”, which simply refers to the dealer putting a...

Is a car dealership's finance company considered a "third party"?

Not so sweet, I am afraid. The FDCPA broadly defines a debt collector as "any person who uses any instrumentality of interstate commerce or the...

Philadelphia Bankruptcy Lawyers - Reaffirmation Agreement in Chapter 7

I know this is confusing because you hired your lawyer to represent you but you are much better off on your own on this one and your lawyer knows...